
13150 72ND TERRACE, SEMINOLE, FL, 33776
Active23 days on marketListed Jul 2, 2026MLS #TB8521529
About this home
13150 72ND TERRACE
13150 72nd Ter N is a three-story, 4-bedroom, 3-bathroom contemporary home built on 10-foot stilts, owned by the same family since the day it was built, and every inch of it reflects five decades of genuine pride of ownership. Sitting on nearly a quarter acre beneath a canopy of a dozen established live oak trees, the property delivers a level of privacy and natural character that cannot be manufactured. Inside, the open floor plan features three-quarter inch hardwood oak floors, abundant natural light, a wood burning fireplace, granite countertops, a solid maple movable island, a propane gas stovetop, and an indoor jacuzzi tub. The ground-level fourth bedroom includes a Murphy desk and bed, a private full bath, and its own exterior entrance, making it a perfect guest suite, in-law quarters, or home office. Built with Hardie board siding and hurricane rated windows, with a new roof, water heater, exterior stairwell, and renovated deck all completed in 2022, the major work is already done. Propane appliances keep utility costs low year round. The deck off the main living area frames Gulf sunset views over the oak canopy, 662 square feet of covered space beneath the stilts handles four or more vehicles, an 8x10 storage shed keeps everything organized, and the deep backyard is a blank canvas ready for a pool, pickleball court, or putting green. Minutes from the Gulf beaches, Seminole City Center, and Oakhurst Elementary, one of the top-rated schools in Pinellas County. Homes like this do not come available often in Harbor View. This one is worth your time.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,667
Sqft
0.23 ac
Lot size
1978
Year built
Three Or More
Levels
$417
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,317 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,317/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.9%
$/sqft vs Seminole actives
$417 vs $252
Days on market
23 vs 44 typical
Where $417/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33776 — neighborhood snapshot
Population
12,711
Median age
50.6
Median income
$101,618
Median home value
$436,700
Avg household
2.54
Households w/ children
1,116
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
164 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13150 72ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$615,000
13182 72ND TERRACE · same community
3 bd · 2 ba · 1,725 sqft · $357/sqft · 193 DOM
Sold · Jan ’26$720,000
13184 73RD AVENUE · same community
3 bd · 3 ba · 3,302 sqft · $218/sqft · 64 DOM
Sold · Aug ’25$702,500
17444 2ND STREET E
3 bd · 2.5 ba · 1,678 sqft · $419/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13150 72ND TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13150 72ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13150 72ND TERRACE FAQs
What would the monthly payment be for 13150 72ND TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,317/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13150 72ND TERRACE?+
The most recent tax bill on record (2024) was $1,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13150 72ND TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $695,000, this home is listed about 69% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13150 72ND TERRACE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMETRUST REALTY GROUP · Trent Smith. MLS #TB8521529.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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