3310 HAVILAND COURT UNIT 104, PALM HARBOR, FL, 34684
Active51 days on marketListed Jun 24, 2026MLS #TB8521497
About this home
3310 HAVILAND COURT UNIT 104
Back on the market & at a drop your jaw price!!! Last buyer was denied financing. We want your deal!!Whether you are a first-time buyer, downsizing, or a snowbird looking for a place to land while in town, this 2/2 condo in a gated community will cover all your needs! Nicely updated & freshly painted on the inside, this home shows very well & has an open feel to the space. With luxury vinyl in the main living area, & walk in closets in both bedrooms, you will have the storage you need, plus the kitchen area has great cabinets, granite countertops, newer appliances & a laundry closet just to the side with additional storage capabilities. Both bedrooms are generous in size, and each one offers a walk-in closet. The guest bedroom has a pass-through door to the guest bath which offers great convenience & privacy for your visitors. The screened patio area will give you some bug free outdoor space & also has a storage closet. This unit has a dedicated carport that is included in the condo fee ($8 month maintenance fee) & this owner also rents an additional storage closet nearby for $50 month, which is optional for you. This unit is located just a short walk away from the pool & clubhouse area which is very nicely appointed. HVAC 2022 w/the balance of a transferable 10yr parts & labor warranty), water heater 12/17, washer (2026) & dryer (2022), & newer roofs in the complex. There is a lot offered here for such a little price. Make this your home now! All measurements are believed to correct, and buyer is encouraged to verify through inspections or other methods. Seller not responsible for any inaccuracies and home sold strictly as is.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,121
Sqft
13 ac
Lot size
1990
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
Days on market
51 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cobb's Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Cobb's Landing — neighborhood snapshot
Population
2,151
Median age
49
Median income
$120,639
Median home value
$547,537
Avg household
3
Households w/ children
220
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3310 HAVILAND COURT UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3310 HAVILAND COURT UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3310 HAVILAND COURT UNIT 104 FAQs
What would the monthly payment be for 3310 HAVILAND COURT UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,377/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3310 HAVILAND COURT UNIT 104?+
The most recent tax bill on record (2025) was $941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3310 HAVILAND COURT UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $179,900, this home is listed about 53% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3310 HAVILAND COURT UNIT 104?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$179,900 is 28% below the PALM HARBOR 34684 median of $249,908, and at $160/sqft it sits under the Palm Harbor average of $271.
02Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $199,000, now $179,900 — a $19K cut. The full history is in the market section below.
Listing courtesy of RE/MAX REALTEC GROUP INC · Cathy McCarthy. MLS #TB8521497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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