145 HORSESHOE BEND, RIVER RANCH, FL, 33867
Active35 days on marketListed Jun 19, 2026MLS #TB8521302
About this home
145 HORSESHOE BEND
Welcome to Lot 145 Horseshoe Bend in the highly sought-after River Ranch RV Resort. This oversized Phase 2 lot offers exceptional shade beneath mature oak trees and features a beautifully designed outdoor living space perfect for entertaining and relaxing. The property includes a stamped concrete RV pad, an elevated built-out deck area with railings and awnings, a comfortable outdoor living room, dedicated dining area, and a cozy fireplace gathering space. There is ample room for parking multiple vehicles and golf carts, along with a full-size storage shed for added convenience. Backing up to Phase 1 and located just a short distance from both resort pools, this property combines privacy, comfort, and accessibility. River Ranch RV Resort amenities include resort-style pools and hot tub, pizzeria, coffee and ice cream shop, fitness center, pickleball courts, shuffleboard, pet-friendly amenities, arts and crafts activities, community events, RV and boat storage, and more. Owners also enjoy access to the nearby Westgate River Ranch Resort & Rodeo, featuring a world-famous Saturday night rodeo, horseback riding, fishing, marina activities, dining, live entertainment, adventure attractions, and authentic Old Florida experiences. Whether you're looking for a seasonal retreat, full-time RV lifestyle, or investment opportunity, this unique property offers the ideal blend of outdoor living, resort amenities, and Florida charm.
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,577 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,577/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside River Ranch
Get to know River Ranch. See the full River Ranch guide →
RIVER RANCH 33867 — neighborhood snapshot
Population
64
Median age
69.8
Avg household
1.21
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The River Ranch market
$237K → $181K
River Ranch median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, River Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the RIVER RANCH 33867 median. See the full River Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 HORSESHOE BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
47 PALAMINO PATH
1 bd · 1 ba · 480 sqft · $333/sqft · 81 DOM
Sold · Jun ’26$142,000
3200 RIVER RANCH BOULEVARD UNIT 303
1 bd · 1 ba · 555 sqft · $256/sqft · 233 DOM
Sold · Oct ’25$162,000
3200 RIVER RANCH BOULEVARD UNIT 204
1 bd · 1 ba · 629 sqft · $258/sqft · 388 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 HORSESHOE BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 HORSESHOE BEND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
145 HORSESHOE BEND FAQs
What would the monthly payment be for 145 HORSESHOE BEND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,577/mo — principal and interest, the actual property-tax bill, the $314/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 145 HORSESHOE BEND?+
The association fee works out to $314 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 145 HORSESHOE BEND?+
The most recent tax bill on record (2025) was $1,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 HORSESHOE BEND?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in River Ranch?+
At $155,000, this home is listed about 12% above the River Ranch median of $139,000. The market section on this page shows how the area is trending.
Which schools are assigned to 145 HORSESHOE BEND?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Michelle Chandler. MLS #TB8521302.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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