David Ramirez
$1,449,0004 bd2 ba2,111 sqft$686 /sqft$10,014 /mo all-in ↓

111 91ST AVENUE, TREASURE ISLAND, FL, 33706

Active33 days on marketListed Jul 2, 2026MLS #TB8521228

Fully furnishedSingle Family ResidenceHERRONS SUB 2

About this home

111 91ST AVENUE

Key- West style ELEVATED coastal retreat in Treasure Island, Sunset Beach, where timeless charm meets refined coastal living. This beautifully updated 4-bedroom, 2 full bathroom home offers a rooftop deck with sweeping views of the Gulf and Blind Pass Waterway, a private elevator, 3 car garage, and workshop space. Thoughtful enhancements include whole house interior and exterior paint and lighting, LVP flooring (22MIL-lifeproof), custom 42" kitchen cabinetry, Cristallo quartzite countertops and backsplash. The kitchen also features, under and above cabinet accent lighting, large breakfast bar, plenty of storage. Additional highlights include plantation shutters, designer lightning, beautifully updated bathrooms. For peace of mind and efficiency, the home offers PGT impact rated windows, a metal hip roof, new remote /app controlled garage doors, 50 gallon water heater, and solar panels. The well designed floor plan is ideal for both relaxed living and effortless entertaining. Recent appliance upgrades include a Frigidaire professional refrigerator, range, dishwasher, and Gallery microwave. The living area is wide and open featuring a lofted ceiling, there are two bedrooms on the main floor, a full bath with new vanity, and a laundry room for convenience. The whimsical carpet takes you upstairs to find a spacious balcony, primary suite with gulf views, walk -in closet, ensuite bathroom, dual vanity, 2 showers, tub and water closet. Florida is made for outdoor living and this home will not disappoint. The three car garage has plenty of room for your golfcart, fishing poles, bikes, motorcycles and water toys. The front porches and rooftop deck offer stunning views of the gulf, Sunsets and provide the perfect setting for relaxing and entertaining family and friends. If you have furry friends there is a fenced in dog run behind the home for your convenience. Just steps to the pristine sandy beaches of lovely and lively Sunset Beach, Caddy's restaurant, bay, dining, vibrant St. Pete downtown, and Tampa International airport. This move-in ready (furniture included) coastal residence delivers a rare blend of style, comfort, and elevated seaside living. Walk through video and floorplan available. Schedule your private showing and experience the Sunset Beach lifestyle from one of its well -positioned elevated coastal homes.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,111

Sqft

0.06 ac

Lot size

3

Garage

2005

Year built

Three Or More

Levels

$686

Per sqft

Water viewFurnishedPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet
CoolingCentral Air
HeatingElectric · Solar
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Cement Siding · Wood Frame
FoundationBlock · Other · Stilt/On Piling
ViewWater
FacesNorth
ParkingGarage Door Opener · Golf Cart Parking · Ground Level · Parking Pad · Split Garage · Under Building · Workshop in Garage
ExteriorFrench Doors · Lighting · Outdoor Shower

Community & fees

Taxes (2025)$17,904/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Intracoastal Waterway · Public Boat Ramp · Water Access · Waterfront · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Available · Public · Sewer Connected · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,014 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property tax — 2025 actual bill$1,492
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $144,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $144,900
Interest rate6.00%
Loan term

Estimated payment

$10,014/mo

Principal & interest$7,819
PMI (est., until 20% equity)$543
Property taxes (actual bill)$1,492
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$777KedgeAI estimate $832,960 · range $809K$847K$1.5M

vs edgeAI estimate

+74%

$/sqft vs Treasure Island actives

$686 vs $522

Days on market

33 vs 96 typical

Where $686/sqft sits among the 172 Treasure Island actives

54
45
22 · this home
20
15
16
$232–393$393–555$555–716$716–877$877–1038$1038+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treasure Island

Map of 111 91ST AVENUE

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$685K$720K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

97 of 172

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 222% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $1,449,000 · 33 days on market since
2005Built · HERRONS SUB 2

Reality check

What actually sold near 111 91ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

114 88TH AVENUESold · Jan ’26

$1,250,000

114 88TH AVENUE

3 bd · 3 ba · 2,106 sqft · $594/sqft · 37 DOM

624 71ST AVENUESold · May ’26

$800,000

624 71ST AVENUE

4 bd · 4 ba · 2,104 sqft · $380/sqft · 72 DOM

678 76TH AVENUE UNIT 5Sold · Jul ’26

$1,025,000

678 76TH AVENUE UNIT 5

3 bd · 2.5 ba · 2,100 sqft · $488/sqft · 224 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 111 91ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 111 91ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

111 91ST AVENUE FAQs

What would the monthly payment be for 111 91ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,014/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 111 91ST AVENUE?+

The most recent tax bill on record (2025) was $17,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 111 91ST AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $1,449,000, this home is listed about 104% above the Treasure Island median of $710,000. The market section on this page shows how the area is trending.

Which schools are assigned to 111 91ST AVENUE?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,449,000 runs 222% above the TREASURE ISLAND 33706 median — but at 2,111 sqft it's also 48% larger than the typical Treasure Island listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of DOUGLAS ELLIMAN · Hope Kent. MLS #TB8521228.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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