3162 MOORINGS DRIVE, ST PETERSBURG, FL, 33712
Active31 days on marketListed Jul 15, 2026MLS #TB8521210
About this home
3162 MOORINGS DRIVE
Turnkey and Fully furnished in the gated waterfront community of The Cove at Loggerhead Marina! This beautifully maintained 3-bedroom, 2.5-bath townhome includes quality furnishings, décor, kitchenware, and household essentials—everything you need to move right in and start enjoying the Florida lifestyle from day one. Offering nearly 1,900 square feet of bright, open living space, this exceptional residence is ideal as a primary home, seasonal retreat, or income-producing investment. A private elevator provides effortless access from the oversized tandem two-car garage to the main living areas, where an open-concept floor plan creates the perfect setting for both everyday living and entertaining. The spacious living and dining areas flow seamlessly to a private screened balcony, offering a relaxing outdoor retreat. The well-appointed kitchen features upgraded appliances, abundant cabinetry, and generous prep space, while the adjacent flex room is ideal as a home office, media room, or cozy den. Thoughtful upgrades throughout include plantation shutters, updated flooring, a California Closet system, and a water softener and whole-home filtration system. The upper level features a spacious primary suite with a private en-suite bath and generous closet space. Two additional bedrooms provide comfortable accommodations for family and guests or the flexibility for a home office or hobby room. Residents of The Cove at Loggerhead Marina enjoy resort-style amenities including a gated entrance, waterfront swimming pool, clubhouse, scenic marina setting, and convenient on-site dining. Located just minutes from vibrant downtown St. Petersburg, award-winning Gulf beaches, Fort De Soto Park, shopping, restaurants, and entertainment, this move-in-ready townhome offers the perfect combination of comfort, convenience, and low-maintenance waterfront living in one of St. Petersburg's most desirable marina communities. Schedule your showing today, move-in with your suitcase tomorrow!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,920
Sqft
0.02 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,975 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,975/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs COVE AT LOGGERHEAD MARINA
$313 vs $343
Days on market
31 vs 57 typical
Where $313/sqft sits among the 8 homes for sale in COVE AT LOGGERHEAD MARINA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 8
COVE AT LOGGERHEAD MARINA have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3162 MOORINGS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$515,000
3222 MOORINGS DRIVE S · same community
3 bd · 2.5 ba · 1,920 sqft · $268/sqft · 125 DOM
Sold · May ’26$685,000
6115 ANCHORAGE WAY S · same community
3 bd · 2.5 ba · 1,920 sqft · $357/sqft · 102 DOM
Sold · Mar ’26$540,000
3155 MOORINGS DRIVE S · same community
3 bd · 2.5 ba · 1,920 sqft · $281/sqft · 170 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3162 MOORINGS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3162 MOORINGS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3162 MOORINGS DRIVE FAQs
What would the monthly payment be for 3162 MOORINGS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,975/mo — principal and interest, the actual property-tax bill, the $628/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3162 MOORINGS DRIVE?+
The association fee works out to $628 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3162 MOORINGS DRIVE?+
The most recent tax bill on record (2024) was $8,695. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3162 MOORINGS DRIVE?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $600,000, this home is listed about 39% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3162 MOORINGS DRIVE?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 79% above the ST PETERSBURG 33712 median — but at 1,920 sqft it's also 43% larger than the typical St Petersburg listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $628/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Liz Heinkel. MLS #TB8521210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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