David Ramirez
$1,7003 bd1 ba1,158 sqft$1 /sqft$172 /mo all-in ↓

4645 IRENE LOOP, NEW PORT RICHEY, FL, 34652

Active35 days on marketListed Jun 19, 2026MLS #TB8521203

Priced 99% below the NEW PORT RICHEY 34652 medianSingle Family ResidenceMELODIE HILLS

About this home

4645 IRENE LOOP

Virtually Staged. FREE NATURE LIFESTYLE! House For Rent – PRIME GULF COAST DESIRABLE LOCATION! Enjoy walkability, shorter commutes, and everyday conveniences close to home while living minutes from the Gulf, beaches, parks, and nature. Rare Gulf Coast living west of US-19 in a less congested area with refreshing coastal breezes and spectacular sunsets. Bike just 0.9 mile to Eagle Point Park with your fishing rods and enjoy Gulf access, waterfront trails, fishing docks, kayak launches, wildlife, playgrounds, fitness stations, picnic areas, and unforgettable sunsets. Perched on a hill, this spacious, naturally bright 3-bedroom (possible 4-bedroom) home captures refreshing Gulf breezes and a light, airy feel. Open the double-pane screened windows to enjoy the coastal breeze, especially in the fall. The west-facing living room and front porch are the perfect place to unwind and take in colorful sunsets. Features include an oversized 1-car garage, tile flooring, washer/dryer hookups, and a fully fenced big desirable backyard with both sun and shade—ideal for pets, birdwatching, and relaxing outdoors. A shaded big front yard and spacious side yard provide even more room to enjoy Florida living. Walk just 0.1 mile to 7-Eleven, and restaurants, Denny's, IHOP, Las Perlas Mexicn Restaurant, and Sam's Club are across the street. NEAR Wawa 0.7 mile away, near Publix, Cracker Barrel, and Ashian Dragon are about 1 mile away. Near Chipotle 1.3 mi, and near Walmart Supercenter 4.6 mi. Near Downtown New Port Richey only 2.5 mi. away with waterfront dining, near breweries, shopping, nightlife, and year-round events. Live the Salt Life with Key Vista Nature Park just 4.2 mi. away, offering scenic walking trails, Gulf breezes, and a beautiful back-road ride that's especially popular with motorcyclists and fishing holes. Spend your weekends paddleboarding with your dog, relaxing at Fred Howard Park Beach or Sunset Beach, or launch your boat or jet ski from Anclote River Park for direct Gulf access and trips to the famous Three Rooker Island sandbars. Conveniently located near Trinity, near Tarpon Springs, near Clearwater Beach, near the Sponge Docks, Countryside Mall, AMC Theatres, near gyms Planet Fitness 2 mi, Crunch Fitness 3.5 mi, and The Stockyard, Tampa Bay's premier country music and line dancing venue. Pet friendly and dog friendly. Ceiling fans included. Move-in ready. Peaceful neighborhood living with quick access to US-19, near SR-54, and an easy commute to St. Petersburg. A rare opportunity to enjoy Florida's Gulf Coast lifestyle with nature, recreation, and everyday conveniences right outside your door. Near beaches, near parks, near restaurants and shopping, and near a bus stop. Catch fish & crabs at Eagle Point Park, a beautiful Gulf waterfront park. The perfect spot to relax & enjoy Florida's coastal lifestyle!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,158

Sqft

0.12 ac

Lot size

1

Garage

1965

Year built

One

Levels

$1

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Electric Water Heater
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

FacesWest
ExteriorAwning(s) · Private Mailbox · Private Yard · Rain Gutters

Community & fees

PetsDogs OK, Yes
CommunityAssociation Recreation - Owned · Dog Park · Fitness Center · Golf Carts OK · Park · Playground · Pool · Restaurant

Utilities & systems

UtilitiesPublic · Street Lights
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$172 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $60Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $60
Interest rate6.00%
Loan term

Estimated payment

$172/mo

Principal & interest$10
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Port Richey actives

$1 vs $194

Days on market

35 vs 41 typical

Where $1/sqft sits among the 400 New Port Richey actives

7 · this home
75
177
96
13
32
$1–73$73–145$145–217$217–288$288–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4645 IRENE LOOP

Drive times from this address

Tampa Int’l Airport (TPA)45 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$280K$299K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $1,700 · 35 days on market since
1965Built · MELODIE HILLS

Reality check

What actually sold near 4645 IRENE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4615 IRENE LOOPSold · Mar ’26

$189,950

4615 IRENE LOOP · same community

3 bd · 1.5 ba · 988 sqft · $192/sqft · 6 DOM

4613 IRENE LOOPSold · Oct ’25

$193,000

4613 IRENE LOOP · same community

3 bd · 2 ba · 1,443 sqft · $134/sqft · 161 DOM

4623 IRENE LOOPSold · Sep ’25

$180,000

4623 IRENE LOOP · same community

2 bd · 1 ba · 872 sqft · $206/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4645 IRENE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4645 IRENE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4645 IRENE LOOP FAQs

What would the monthly payment be for 4645 IRENE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4645 IRENE LOOP?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $1,700, this home is listed about 99% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4645 IRENE LOOP?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · Gable Eaves. MLS #TB8521203.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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