3147 CALVANO DRIVE, LAND O LAKES, FL, 34639
Active44 days on marketListed Jun 22, 2026MLS #TB8521177
About this home
3147 CALVANO DRIVE
Virtually Staged. Welcome to this move-in ready 5-bedroom, 3.5-bathroom home located in the highly sought-after Terra Bella community in the heart of Land O’ Lakes. Offering an exceptional blend of space and functionality, this impressive residence features a versatile loft, a 3-car garage, fresh interior paint, and new flooring throughout all bedrooms. Step inside to discover bright, open living spaces designed for both everyday living and effortless entertaining. The formal dining room provides the perfect setting for hosting family gatherings and special occasions. The chef’s kitchen is designed to impress with stainless steel appliances, a gas range, granite countertops, 42-inch upper cabinets, and a spacious walk-in pantry. Overlooking the dinette area and family room, this inviting space offers views of the lanai and backyard, making it ideal for entertaining and staying connected with family and guests. The first-floor primary suite serves as a private retreat, featuring elegant tray ceilings, a large walk-in closet, and a spacious en-suite bath complete with dual vanities, a soaking tub, and a walk-in shower. A convenient half bath is also located on the main level for guests. Upstairs, the generously sized loft offers flexible space for a media room, game room, home office, or additional living area. Four secondary bedrooms, each featuring walk-in closets, provide plenty of room for family and guests, while two full bathrooms offer added comfort and convenience. Designed with practicality in mind, laundry rooms are located on both floors to simplify daily routines. Outside, the extended screened lanai provides the perfect place to relax and enjoy the Florida lifestyle, while the spacious backyard offers ample room for outdoor activities and entertaining. Residents of Terra Bella enjoy access to resort-style amenities, including a community pool, splash zone, cabana, and sundeck. Conveniently located near major roadways, shopping, dining, entertainment, and a variety of schools, this home offers the perfect combination of comfort, convenience, and community living. Don't miss the opportunity to make this exceptional property your next home. Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,773
Sqft
0.15 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,577 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,577/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs Land O Lakes actives
$140 vs $205
Days on market
44 vs 42 typical
Where $140/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $422K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
228 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3147 CALVANO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$762,000
2602 BARTOLO DRIVE · same community
5 bd · 4 ba · 3,389 sqft · $225/sqft · 20 DOM
Sold · Nov ’25$520,000
2588 BARTOLO DRIVE
5 bd · 3.5 ba · 3,773 sqft · $138/sqft · 275 DOM
Sold · May ’26$793,000
23986 TERRACINA COURT
5 bd · 4 ba · 3,673 sqft · $216/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3147 CALVANO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3147 CALVANO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3147 CALVANO DRIVE FAQs
What would the monthly payment be for 3147 CALVANO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,577/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3147 CALVANO DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3147 CALVANO DRIVE?+
The most recent tax bill on record (2025) was $12,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3147 CALVANO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $530,000, this home is listed about 26% above the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3147 CALVANO DRIVE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARTWRIGHT REALTY · Tiia Cartwright. MLS #TB8521177.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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