1742 MIRA LAGO CIRCLE, RUSKIN, FL, 33570
Active46 days on marketListed Jun 20, 2026MLS #TB8521175
About this home
1742 MIRA LAGO CIRCLE
Are you looking for a home where you can enjoy the Florida weather year round? This is a gorgeous 4 bedroom, 3 bathroom, 3 car garage, WATERFRONT home in the GATED community of Mira Lago waiting for its new owners. This home is move in ready home with a LARGE, BEAUTIFUL LANAI area that has 60 feet of lakefront on a 65 acre lake. As you enter the home, there is a large front room and a grand entryway. The living space of the home is open and inviting. This tasteful kitchen features travertine floors, corian counter tops, stainless steel appliances, a closet pantry, breakfast bar, and island with gorgeous granite countertop. There is a dining nook in the kitchen with wainscot walls and updated lighting. The laundry room is conveniently off the kitchen and has extra storage. The master bedroom and 4th bedroom both sit at the back of the house with their own private bathrooms. The master bedroom has his and her closets, double sinks, a garden tub, brand newer lights, and a separate toilet room. Bedrooms 2 and 3 share a full bathroom. The large, upstairs bonus room can be used as an office, bedroom, man cave, play room, or media room and also has great LAKE VIEWS.The lanai area is HUGE and features an outdoor CUSTOM WOOD BURNING FIREPLACE and gorgeous views of the lake. Enjoy your evening meal here each day. Mira Lago is a well kept, safe, friendly community minutes to Tampa, St. Pete, Manatee County, area beaches, and many other amenities. The community has a heated pool, plenty of lakes/ ponds with fountains, basketball court and playground.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,057
Sqft
0.15 ac
Lot size
3
Garage
2006
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,599 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,599/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs Ruskin actives
$155 vs $179
Days on market
46 vs 53 typical
Where $155/sqft sits among the 271 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 271
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1742 MIRA LAGO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$410,000
1762 MIRA LAGO CIRCLE · same community
4 bd · 3 ba · 3,016 sqft · $136/sqft · 82 DOM
Sold · Aug ’25$380,000
1648 MIRA LAGO CIRCLE · same community
3 bd · 2 ba · 1,860 sqft · $204/sqft · 107 DOM
Sold · Oct ’25$1,145,000
829 BLUE HERON BOULEVARD
3 bd · 2.5 ba · 3,128 sqft · $366/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1742 MIRA LAGO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1742 MIRA LAGO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1742 MIRA LAGO CIRCLE FAQs
What would the monthly payment be for 1742 MIRA LAGO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,599/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1742 MIRA LAGO CIRCLE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1742 MIRA LAGO CIRCLE?+
The most recent tax bill on record (2024) was $4,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1742 MIRA LAGO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $475,000, this home is listed about 36% above the Ruskin median of $349,800. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Phillip Hornback. MLS #TB8521175.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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