David Ramirez
$1,200,0003 bd3 ba2,441 sqft$492 /sqft$7,372 /mo all-in ↓

735 79TH CIRCLE S, ST PETERSBURG, FL, 33707

Active44 days on marketListed Jun 19, 2026MLS #TB8521145

Single Family ResidenceSOUTH CSWY ISLE 4TH ADD

About this home

735 79TH CIRCLE S

Welcome to this beautifully updated home featuring mature, lush landscaping that creates exceptional curb appeal, and a private outdoor retreat. The property offers an oversized, two car garage a durable metal roof and a paver driveway that enhances both beauty and functionality. Inside you’ll find three spacious bedrooms and three full bathrooms with the kitchen and all bathrooms tastefully remodeled. The open concept floor plan is highlighted by soaring 26 foot ceilings, creating an impressive sense of space and natural light throughout the home. Luxury vinyl plank flooring has been installed throughout the main living areas downstairs while the upstairs retains its original hardwood flooring, adding warmth and character. The updated kitchen is equipped with natural gas cooking, and the home also features a natural gas water heater and dryer for added efficiency. Outdoor living is a dream with a very large wooden deck, perfect for entertaining along with additional private decks accessible from two of the bedrooms. Additional upgrades include a tankless water heater installed just three years ago and gladiator storage systems in the garage, providing exceptional organization, and storage. This meticulously maintained home combines modern updates, thoughtful upgrades and outstanding indoor outdoor living in a truly inviting setting!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,441

Sqft

0.18 ac

Lot size

2

Garage

1981

Year built

Two

Levels

$492

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryGas Dryer Hookup · In Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Wood Frame
FoundationSlab
FacesNorth
ExteriorAwning(s) · Balcony · Irrigation System · Lighting · Private Yard

Community & fees

Taxes (2025)$3,445/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,372 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property tax — 2025 actual bill$287
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $120,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $120,000
Interest rate6.00%
Loan term

Estimated payment

$7,372/mo

Principal & interest$6,475
PMI (est., until 20% equity)$450
Property taxes (actual bill)$287
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.0MedgeAI estimate $1,181,597 · range $1.1M$1.4M$1.5M

vs edgeAI estimate

+1.6%

$/sqft vs St Petersburg actives

$492 vs $322

Days on market

44 vs 48 typical

Where $492/sqft sits among the 400 St Petersburg actives

134
126
67 · this home
28
17
28
$137–263$263–388$388–514$514–640$640–766$766+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 735 79TH CIRCLE S

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33707 — neighborhood snapshot

Population

24,456

Median age

59.8

Median income

$68,560

Median home value

$344,600

Avg household

1.88

Households w/ children

1,331

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighBoca Ciega High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$380K$434K

St Petersburg median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

200 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 295% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $1,200,000 · 44 days on market since
1981Built · SOUTH CSWY ISLE 4TH ADD

Reality check

What actually sold near 735 79TH CIRCLE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7906 4TH AVENUE SSold · Jun ’26

$470,000

7906 4TH AVENUE S · same community

2 bd · 1 ba · 1,100 sqft · $427/sqft · 67 DOM

8080 COQUINA WAYSold · Dec ’25

$1,350,000

8080 COQUINA WAY

3 bd · 3 ba · 2,486 sqft · $543/sqft · 62 DOM

6960 S SHORE DRIVE SSold · Oct ’25

$740,000

6960 S SHORE DRIVE S

3 bd · 3 ba · 2,138 sqft · $346/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 735 79TH CIRCLE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 735 79TH CIRCLE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

735 79TH CIRCLE S FAQs

What would the monthly payment be for 735 79TH CIRCLE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 735 79TH CIRCLE S?+

The most recent tax bill on record (2025) was $3,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 735 79TH CIRCLE S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,200,000, this home is listed about 182% above the St Petersburg median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 735 79TH CIRCLE S?+

Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL HOME ADVISORS RE · Evert Williams. MLS #TB8521145.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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