
Commercial Sale · Business
4124 HARBOR CIRCLE S, LARGO, FL, 33770
Active16 days on marketListed Jul 4, 2026MLS #TB8520953
About this property
The property at a glance
Rare, high-yield luxury investment opportunity in Largo. Currently operating as a premier short-term rental, this 6-bedroom, 3-bath waterfront property is being sold fully furnished and completely 'turnkey.' Featuring 510’ of water frontage, a heated pool/spa, and two private docks, this asset is engineered for guest demand and low maintenance. Recent upgrades include a new roof, solar system, HVAC, and impact-resistant windows. Financials available to qualified buyers. Please coordinate all showings via ShowingTime; 24-hour notice required to respect current guest bookings. This property is an active, revenue-generating short-term rental (Airbnb).
3,737
Building sq ft
$615
Price / sq ft
0.31
Lot acres
1959
Year built
1
Building
R-3
Zoning
Business
Property type
The numbers
Investment snapshot
Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.
Estimated payment (illustrative)
Estimated payment
$11,829/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
The area
Who's around this property
1,452
Population
$128,233
Median income
50
Median age
3
Avg household
$558,700
Median home value
167
Households w/ kids
Consumer profile
The only thing more beautiful than handmade decor? The hands that made it. This population appreciates the time and care put into one-of-a-kind pieces.
Passionate about style, smart chic searches high and low for the perfect look - but not one that will break the bank.
This population swims against the tide of mainstream culture. Common interests include old music, antiques, and alternative diets (i.e., veganism).
This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.
Great things are meant to be shared, and this population is eager to show others what they find to be amazing, beautiful and exciting.
Morning java. Cup of Joe. Caffeine in an IV. Whatever they call it, this population loves coffee and the culture around it.
Recent sales
What actually sold near 4124 HARBOR CIRCLE S
The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

$28,800
19823 GULF BOULEVARD UNIT A
3,155 sqft · $9/sqft · Sold Mar 13, 2025

$450,000
10333 SEMINOLE BOULEVARD UNIT 13/14
2,640 sqft · $170/sqft · Sold Nov 3, 2025

$600,000
1496 SEMINOLE BOULEVARD
2,520 sqft · $238/sqft · Sold Nov 13, 2025
Your team
The pros in your corner
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, offers, and every question about 4124 HARBOR CIRCLE S — start here.

Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 4124 HARBOR CIRCLE S.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Listing courtesy of DALTON WADE INC · Varisa Chin. MLS #TB8520953.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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