12840 BERGSTROM BAY DRIVE, RIVERVIEW, FL, 33579
Active34 days on marketListed Jun 19, 2026MLS #TB8520685
About this home
12840 BERGSTROM BAY DRIVE
Welcome to your own slice of paradise in sought-after Triple Creek! Perfectly positioned on a quiet cul-de-sac and overlooking sparkling water, this nearly new home offers luxury, comfort, and resort-style living at its finest. From the paver driveway and spacious three-car garage to the soaring ceilings, crown molding, 5¼-inch baseboards, and stunning plank tile flooring, every detail has been thoughtfully designed. The exceptional triple-split floor plan provides privacy for family and guests alike, including an en-suite secondary bedroom and a magnificent owner's retreat. Entertaining is effortless with a beautifully appointed dry bar complete with wine chiller and a butler's pantry leading to an oversized walk-in pantry. At the heart of the home, the chef-inspired kitchen showcases endless quartz countertops, 42-inch white cabinetry with crown molding, soft-close drawers with pull-out trays, a massive island with single-basin sink, built-in oven and microwave, smooth cooktop, and stainless steel appliances. Nearly every room captures breathtaking lake views, creating a tranquil backdrop that feels like a private retreat. Step outside to the expansive screened lanai and fenced backyard, where morning coffee and evening sunsets are accompanied by cooling breezes off the water and a true resort-style ambiance. The luxurious owner's suite is a haven unto itself, featuring tray ceilings, dual vanities, a freestanding soaking tub, spectacular frameless shower, and a custom-designed walk-in closet. Guest bedrooms and baths enjoy the same upscale finishes and attention to detail. Additional highlights include impact-rated windows, a whole-home water softener, Vivint security and Wi-Fi system, in-wall pest tubes, and countless upgrades throughout. Conveniently located near shopping, dining, top-rated schools, and excellent commuter routes, Triple Creek offers world-class amenities and the lifestyle you've been dreaming of. If you've been searching for breathtaking water views, impeccable design, and a home that truly feels like a retreat, this spectacular residence is one you won't want to miss!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,632
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,502 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,502/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
Days on market
34 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Triple Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
Triple Creek — neighborhood snapshot
Population
3,704
Median age
32
Median income
$128,630
Median home value
$446,700
Avg household
4
Households w/ children
579
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12840 BERGSTROM BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12840 BERGSTROM BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12840 BERGSTROM BAY DRIVE FAQs
What would the monthly payment be for 12840 BERGSTROM BAY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,502/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12840 BERGSTROM BAY DRIVE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12840 BERGSTROM BAY DRIVE?+
The most recent tax bill on record (2025) was $12,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12840 BERGSTROM BAY DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $575,000, this home is listed about 48% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12840 BERGSTROM BAY DRIVE?+
Summerfield Elementary School (elementary), Barrington Middle School (middle), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kim Cash. MLS #TB8520685.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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