10641 TIMBER LANE, PORT RICHEY, FL, 34668
Active31 days on marketListed Jun 24, 2026MLS #TB8520643
About this home
10641 TIMBER LANE
Short Sale. Short Sale. Welcome to 10641 Timber Lane, a 3-bedroom, 2-bath home located at the end of a peaceful cul-de-sac in the highly desirable San Clemente Village at Timber Oaks, a vibrant 55+ community in Port Richey, Florida. This property is being offered as a short sale and fixer upper, presenting an excellent opportunity for buyers seeking value in a sought-after neighborhood. The home features a split-bedroom floor plan designed for comfort and privacy. Inside, enjoy a formal living/dining area, family room with vaulted ceilings and a skylight, and a large enclosed Florida room with heat and air, perfect for year-round enjoyment. This bonus room adds flexibility for a home office, hobby space, or guest area. Property is being sold AS-IS. Less than a mile to the remodeled community clubhouse, offering a short and easy walk to exceptional amenities. Residents enjoy access to a fitness center, business center, card room, auditorium, arts and crafts studio, billiards room, and more. Outdoor amenities include a heated lakeside pool, spa, tennis courts, and shuffleboard. Conveniently located near medical facilities, shopping, dining, and just a short drive to Tampa, this home offers the perfect blend of comfort, convenience, and active 55+ living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,924
Sqft
0.19 ac
Lot size
2
Garage
1979
Year built
One
Levels
$101
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.1%
$/sqft vs SAN CLEMENTE VILLAGE
$101 vs $183
Days on market
31 vs 38 typical
Where $101/sqft sits among the 13 homes for sale in SAN CLEMENTE VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timber Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
Timber Oaks — neighborhood snapshot
Population
4,268
Median age
56
Median income
$40,850
Median home value
$168,641
Avg household
2
Households w/ children
350
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$250K → $237K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 13
SAN CLEMENTE VILLAGE have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 10641 TIMBER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$237,200
8030 SAN BERNARDINO DRIVE · same community
3 bd · 2 ba · 1,784 sqft · $133/sqft · 86 DOM
Sold · Jun ’26$245,000
10623 MIRA VISTA DRIVE · same community
2 bd · 2 ba · 1,668 sqft · $147/sqft · 62 DOM
Sold · Jun ’26$230,000
8014 CASUARINA DRIVE · same community
3 bd · 2.5 ba · 1,650 sqft · $139/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10641 TIMBER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10641 TIMBER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10641 TIMBER LANE FAQs
What would the monthly payment be for 10641 TIMBER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,754/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10641 TIMBER LANE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10641 TIMBER LANE?+
The most recent tax bill on record (2025) was $3,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10641 TIMBER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $195,000, this home is listed about 25% below the Port Richey median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10641 TIMBER LANE?+
Bayonet Point Middle School (middle), Schrader Elementary School (elementary), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Lori Dozark. MLS #TB8520643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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