3823 ANCIENT OAK TRAIL, PLANT CITY, FL, 33565
Active47 days on marketListed Jun 19, 2026MLS #TB8520601
About this home
3823 ANCIENT OAK TRAIL
***JUST REDUCED. LISTED $20,000 LESS THAN THE APPRAISED VALUE**** ~Welcome to a private sanctuary, where the serenity of country living meets the convenience of being just minutes from everything you need. Nestled on just over an acre at the end of a quiet cul-de-sac, this meticulously maintained home offers a rare opportunity to enjoy privacy, modern comfort, and peaceful surroundings without sacrificing easy access to shopping, dining, medical facilities, and everyday conveniences. Begin your mornings with coffee on the screened patio, listening to the soothing sounds of the pool's waterfall, and end your evenings beneath a sky full of stars as owls call in the distance. ~Inside, spacious living areas feature durable Pergo water-resistant flooring, plantation shutters, and a cozy wood-burning fireplace. The kitchen blends modern convenience with everyday functionality, featuring a smart refrigerator with a built-in camera and multi-zone storage, a dual-oven range, and a microwave with convection oven capability. ~A standout feature of the home is the spacious bonus room with its own dedicated mini-split heating and cooling system, offering endless possibilities to personalize the space for the way you live. As your lifestyle changes over the years, this versatile room is ready to evolve right along with you. ~At the heart of this private sanctuary is an exceptional screened-in outdoor oasis, thoughtfully designed for both relaxation and entertaining. Centered around a resort style heated pool and spa with waterfall, stone accents and a pool bath, it offers the perfect setting for making memories with family and friends or simply unwinding in your own private retreat. ~This home has been meticulously updated to provide years of worry-free ownership. Major improvements include a new roof (2022), HVAC system (2022), energy-efficient solar system (2023), water softener (2024), pool pump (2025), and brand-new Pella sliding glass doors and windows overlooking the pool (2026). ~Additional features include a 7-zone irrigation system, security alarm system, a high-clearance carport with room for a boat or RV, and a 14' × 10' storage shed. ~Thoughtfully updated, exceptionally energy efficient, and offering the serenity of country living just minutes away from everyday conveniences, this isn't simply a beautiful home—it's where the noise of the world fades away. It's a place to breathe deeply, leave the stresses of the day behind, and simply enjoy being home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,589
Sqft
1.03 ac
Lot size
3
Garage
2006
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,281 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,281/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Plant City actives
$309 vs $214
Days on market
47 vs 55 typical
Where $309/sqft sits among the 274 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33565 — neighborhood snapshot
Population
17,716
Median age
43.6
Median income
$67,403
Median home value
$237,600
Avg household
2.81
Households w/ children
1,795
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $354K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
162 of 274
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the PLANT CITY 33565 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3823 ANCIENT OAK TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$640,000
2603 CATHEDRAL OAKS PLACE
4 bd · 2 ba · 2,643 sqft · $242/sqft · 67 DOM
Sold · Feb ’26$815,000
6628 EMMA JANE LANE
4 bd · 3 ba · 2,646 sqft · $308/sqft · 38 DOM
Sold · Oct ’25$850,000
5309 THONOTOSASSA ROAD
4 bd · 2.5 ba · 2,528 sqft · $336/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3823 ANCIENT OAK TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3823 ANCIENT OAK TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3823 ANCIENT OAK TRAIL FAQs
What would the monthly payment be for 3823 ANCIENT OAK TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,281/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3823 ANCIENT OAK TRAIL?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3823 ANCIENT OAK TRAIL?+
The most recent tax bill on record (2025) was $5,790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3823 ANCIENT OAK TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $799,500, this home is listed about 95% above the Plant City median of $410,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3823 ANCIENT OAK TRAIL?+
Knights Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,500 runs 78% above the PLANT CITY 33565 median — but at 2,589 sqft it's also 31% larger than the typical Plant City listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $820,000, now $799,500 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THOMPSON AND THOMPSON REALTY · Albert Thompson. MLS #TB8520601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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