David Ramirez
$800,0003 bd2 ba2,610 sqft$307 /sqft$5,125 /mo all-in ↓

16025 CHASTAIN ROAD, ODESSA, FL, 33556

Active38 days on marketListed Jun 19, 2026MLS #TB8520596

WaterfrontSingle Family ResidenceUNPLATTED

About this home

16025 CHASTAIN ROAD

Welcome to a special lakefront retreat where peaceful country living meets everyday convenience. Tucked away on a quiet, tree-lined dead-end drive, this custom Odessa residence offers exceptional privacy and tranquility—yet sits just minutes from the Suncoast Parkway for an easy commute to Tampa and surrounding areas. Set beneath a canopy of majestic oaks, this custom-built brick home exudes warmth, character, and timeless craftsmanship. A charming front porch leads into a lodge-inspired entry leading to the Great Room featuring rich wood walls, a striking stone fireplace, custom built-ins, and generous space for gathering with family and friends. The spacious kitchen offers abundant cabinetry, extensive counter space, a center island, double wall ovens, and an open layout that flows seamlessly into the main living area. Large windows frame beautiful views of the lake, filling the home with natural light. Designed to embrace Florida’s outdoor lifestyle, the expansive screened lanai overlooks the picturesque backyard and sparkling Lake Armistead—perfect for morning coffee, evening sunsets, or year-round entertaining. A private floating dock provides seating area, two roll on lifts for wave runners or small boat or kayaks, and provides easy on and off for boats, paddle boarding, swimming, and some of the best Bass fishing in Hillsborough County. Moving back inside, an oversized primary suite serves as a peaceful retreat with room for a sitting area. The spacious custom bath featuring dual vanities, a large walk-in shower with glass block accents, a soaking garden tub, and exceptional storage. Cedar-lined walk-in closets add both luxury and practicality. One of the home’s most unique features is the oversized garage, thoughtfully designed with both a traditional front-facing garage door and an additional rear garage door that opens toward the lake. This breezeway-style setup offers unmatched convenience for storing boats, lawn equipment, or creating the ultimate workshop with effortless access to fenced in dog run and the backyard and waterfront. Completing this home are a Generac Whole House Generator, Water Filtration System and Natural Gas Tank. If you’ve been searching for a home that offers privacy, character, generous living spaces, and true waterfront enjoyment—while still being just minutes from shopping, dining, and major highways—this Odessa lakefront property at 16029 Chastain Rd is the opportunity you do not want to miss.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,610

Sqft

0.36 ac

Lot size

2

Garage

1977

Year built

One

Levels

$307

Per sqft

WaterfrontFireplaceWater viewPartially

Inside

FlooringCarpet
AppliancesCooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBrick · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ParkingDriveway · Garage Door Opener · Oversized · Tandem
ExteriorDog Run

Community & fees

Taxes (2025)$4,173/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,125 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$348
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$5,125/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property taxes (actual bill)$348
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$438KedgeAI estimate $576,019 · range $456K$699K$832K

vs edgeAI estimate

+38.9%

$/sqft vs UNPLATTED

$307 vs $313

Days on market

38 vs 38 typical

Where $307/sqft sits among the 168 homes for sale in UNPLATTED

76
44 · this home
16
11
9
12
$166–297$297–429$429–560$560–692$692–823$823+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 16025 CHASTAIN ROAD

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

68 of 168

UNPLATTED have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jun 19, 2026Listed at $800,000 · 38 days on market since
1977Built · UNPLATTED

Reality check

What actually sold near 16025 CHASTAIN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8903 DONNA LU DRIVESold · Dec ’25

$1,185,000

8903 DONNA LU DRIVE · same community

3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM

913 E GENESEE STREETSold · Dec ’25

$332,000

913 E GENESEE STREET · same community

3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM

2852 TOM BREWER LANESold · Nov ’25

$302,000

2852 TOM BREWER LANE · same community

4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16025 CHASTAIN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16025 CHASTAIN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16025 CHASTAIN ROAD FAQs

What would the monthly payment be for 16025 CHASTAIN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16025 CHASTAIN ROAD?+

The most recent tax bill on record (2025) was $4,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16025 CHASTAIN ROAD?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $800,000, this home is listed about 7% above the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 16025 CHASTAIN ROAD?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$800,000 runs 18% above the ODESSA 33556 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SPIEGEL LUXURY GROUP · Steven Fuentes. MLS #TB8520596.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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