4700 COVE CIRCLE UNIT 107, ST PETERSBURG, FL, 33708
Active46 days on marketListed Jun 24, 2026MLS #TB8520551
About this home
4700 COVE CIRCLE UNIT 107
One or more photos have been virtually staged. Welcome to resort-style living at its finest! This charming, fully updated 1-bedroom, 1-bathroom condo is available for rent on the first floor of the highly desirable, 24-hour guard-gated 55+ community of Sea Towers. Boasting an incredible location, you are just minutes away from beautiful Madeira Beach, the world-famous John's Pass, and the bustling Seminole City Center. The first-floor location offers ultimate convenience with easy, stair-free access straight to your front door. Step inside to find a beautifully modernized living space featuring luxury vinyl flooring and a bright, sunlit Florida Room that is absolutely perfect for enjoying your morning coffee or unwinding in the evening. The welcoming living room opens seamlessly into the dining area and an upgraded kitchen equipped with brand-new cabinets and new modern appliances. The spacious primary bedroom offers a quiet retreat with a large, convenient walk-in closet, while an extra hallway closet provides ample storage. With a brand-new water heater and a completely remodeled bathroom, this home is entirely move-in ready. Living here means your monthly rent covers an exceptional array of utilities and resort amenities so you can truly live like you are on vacation. High-speed internet, cable TV, water, sewer, trash, building maintenance, and grounds care are all included. As a resident, you will also enjoy full access to the heated community pools, a clubhouse, a fitness center, tennis and basketball courts, walking paths, picnic areas, and outdoor grills. Please note that a minimum lease period of 12months and association approval are required for all tenants. association rules, no trucks, RVs, or motorcycles are permitted on the property.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
625
Sqft
0.53 ac
Lot size
1969
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $327
Days on market
46 vs 55 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4700 COVE CIRCLE UNIT 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$320,000
101 146TH AVENUE
2 bd · 1 ba · 708 sqft · $452/sqft · 168 DOM
Sold · Oct ’25$320,000
103 146TH AVENUE E
2 bd · 1 ba · 708 sqft · $452/sqft · 150 DOM
Sold · Nov ’25$510,000
14950 GULF BOULEVARD UNIT 605
0 bd · 1 ba · 520 sqft · $981/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4700 COVE CIRCLE UNIT 107 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4700 COVE CIRCLE UNIT 107 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4700 COVE CIRCLE UNIT 107 FAQs
What would the monthly payment be for 4700 COVE CIRCLE UNIT 107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4700 COVE CIRCLE UNIT 107?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,250, this home is listed about 100% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4700 COVE CIRCLE UNIT 107?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33708 market on paper
$1,250 is 100% below the ST PETERSBURG 33708 median of $450,000, and at $2/sqft it sits under the St Petersburg average of $382.
02Pool & Tennis Court & Water views
The pool and tennis court and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CIRCLE · Adel Halaka. MLS #TB8520551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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