15814 STARLING WATER DRIVE, LITHIA, FL, 33547
Active19 days on marketListed Jul 10, 2026MLS #TB8520482
About this home
15814 STARLING WATER DRIVE
Welcome to this beautiful four-bedroom, three-bath home located in the highly sought-after FishHawk Ranch community. Featuring an open-concept floor plan and luxury vinyl plank flooring throughout the first floor, this home offers both style and functionality. Enjoy added peace of mind with a brand new roof and brand new HVAC system, providing exceptional value and long-term efficiency. A formal dining room welcomes you at the entrance, while the spacious kitchen showcases custom cabinetry, a designer backsplash, a center island, stainless steel appliances, a gas range and a bright breakfast nook. The oversized living room serves as the heart of the home for entertaining or relaxation, highlighted by a decorative LED fireplace and seamless access to the screened lanai through sliding glass doors. The private owner's suite features a spa-inspired bath with a deep soaking tub, glass-enclosed walk-in shower, dual granite vanities and an expansive walk-in closet. Three additional bedrooms and a full bath are conveniently located on the main floor for guests or even a growing family. Upstairs, you'll find a versatile loft with plush carpeting, its own HVAC system and a full bath, making it ideal as a bonus room, guest suite, home office or potential fifth bedroom. Additional features include a mudroom/laundry room, an attached two-car garage and low HOA fees. Enjoy all that FishHawk Ranch has to offer, including top-rated schools, parks, trails, pools and resort-style amenities, while being a short drive from downtown Tampa and Tampa International Airport.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,019
Sqft
0.16 ac
Lot size
2
Garage
2009
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,352 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,352/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Lithia actives
$190 vs $217
Days on market
19 vs 30 typical
Where $190/sqft sits among the 133 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fish Hawk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
Fish Hawk — neighborhood snapshot
Population
25,854
Median age
36
Median income
$130,345
Median home value
$479,914
Avg household
3
Households w/ children
4,427
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $588K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
77 of 133
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 15814 STARLING WATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$629,000
15629 STARLING WATER DRIVE · same community
4 bd · 2.5 ba · 3,423 sqft · $184/sqft · 86 DOM
Sold · May ’26$608,000
15616 STARLING WATER DRIVE · same community
5 bd · 3 ba · 2,494 sqft · $244/sqft · 43 DOM
Sold · Dec ’25$589,000
15706 STARLING WATER DRIVE · same community
4 bd · 2 ba · 2,408 sqft · $245/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15814 STARLING WATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15814 STARLING WATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15814 STARLING WATER DRIVE FAQs
What would the monthly payment be for 15814 STARLING WATER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,352/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15814 STARLING WATER DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15814 STARLING WATER DRIVE?+
The most recent tax bill on record (2025) was $10,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15814 STARLING WATER DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $574,900, this home is listed about 1% above the Lithia median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15814 STARLING WATER DRIVE?+
Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$574,900 runs 15% above the LITHIA 33547 median.
02Strong assigned schools
Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $595,000, now $574,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Paul DeSantis, PA. MLS #TB8520482.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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