David Ramirez
$425,000$439,9003 bd2 ba1,590 sqft$267 /sqft$3,031 /mo all-in ↓

910 HILLSIDE DRIVE, LUTZ, FL, 33549

Active24 days on marketListed Jun 26, 2026MLS #TB8520451

Priced 7% below the LUTZ 33549 medianReduced $15KWaterfrontPrivate poolSingle Family ResidenceLAKE KEEN SUB UNIT

About this home

910 HILLSIDE DRIVE

CANAL WATERFRONT WITH ACCESS TO LAKE KEEN AND BOAT RAMP! This almost 1/2 acre lot with beautiful trees and landscaping is a park- like setting and bird sanctuary. The ONE owner, SCREENED POOL home has been lovingly maintained and mostly updated. There are 3 bedrooms, 2 baths and a 2-car garage. The spacious great room has a fireplace and overlooks the pool and backyard oasis. The combination living/dining room and primary bedroom also share this view. The primary bedroom has a nice walk-in closet and a shower with updated tile. There is a split bedroom plan and the other two bedrooms are separated by a bathroom...that tub-surround also has updated tile. A sprinkler system for the front and side yard keeps the plants thriving, the backyard is nicely shaded and stays green without extra watering. The washer/dryer will convey but is not warranted. If owner wishes access to the lake and boat ramp, there is a $30 annual fee. The property is being sold "As Is" for owner's convenience,

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,590

Sqft

0.47 ac

Lot size

2

Garage

1979

Year built

One

Levels

$267

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringCarpet · Ceramic Tile
AppliancesDisposal · Dryer · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Slab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$2,174/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sprinkler Meter · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,031 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$181
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,031/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$181
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$403KedgeAI estimate $453,319 · range $420K$473K$492K

vs edgeAI estimate

−6.2%

$/sqft vs Lutz actives

$267 vs $243

Days on market

24 vs 35 typical

Where $267/sqft sits among the 263 Lutz actives

75
87
52 · this home
17
11
21
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 910 HILLSIDE DRIVE

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)34 min

Get to know Lutz. See the full Lutz guide →

LUTZ 33549 — neighborhood snapshot

Population

18,816

Median age

44.1

Median income

$85,066

Median home value

$339,400

Avg household

2.58

Households w/ children

2,040

For the school run

Pasco County School District

ElementaryOakstead Elementary School★★★★
HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 263

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the LUTZ 33549 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $15K
Jun 26, 2026Listed at $439,900 · 24 days on market since
1979Built · LAKE KEEN SUB UNIT

Reality check

What actually sold near 910 HILLSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18619 YOCAM AVENUESold · May ’26

$400,000

18619 YOCAM AVENUE · same community

3 bd · 2 ba · 1,758 sqft · $228/sqft · 95 DOM

1513 BONNIEBROOK DRIVESold · Sep ’25

$420,000

1513 BONNIEBROOK DRIVE

3 bd · 2 ba · 1,584 sqft · $265/sqft · 12 DOM

18810 TRACER DRIVESold · Oct ’25

$260,000

18810 TRACER DRIVE

3 bd · 2 ba · 1,556 sqft · $167/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 910 HILLSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 910 HILLSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

910 HILLSIDE DRIVE FAQs

What would the monthly payment be for 910 HILLSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,031/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 910 HILLSIDE DRIVE?+

The most recent tax bill on record (2025) was $2,174. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $425,000, this home is listed about 13% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 910 HILLSIDE DRIVE?+

Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LUTZ 33549 market on paper

$425,000 is 7% below the LUTZ 33549 median of $457,500, and at $267/sqft it sits under the Lutz average of $269.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $439,900, now $425,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Martha Yates. MLS #TB8520451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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