David Ramirez
$624,9003 bd2.5 ba2,248 sqft$278 /sqft$4,306 /mo all-in ↓

9936 KEY HAVEN ROAD, SEMINOLE, FL, 33777

Active36 days on marketListed Jun 18, 2026MLS #TB8520222

WaterfrontTownhouseTOWNHOMES OF SEMINOLE ISLE

About this home

9936 KEY HAVEN ROAD

Experience elevated living in this stunning 3 Bedroom plus loft/office contemporary townhome, thoughtfully designed to offer the spacious feel of a single-family home with the ease of low-maintenance living. Built in 2024 and located within an exclusive gated waterfront community, this exceptional three-story residence perfectly blends modern elegance, comfort, and convenience. Step inside to discover a bright, open-concept design highlighted by soaring ceilings, luxury vinyl plank flooring, and expansive sliding glass doors that bathe the home in natural light. The heart of the home is the beautifully appointed gourmet kitchen, featuring custom cabinetry, a large quartz island ideal for gathering, upgraded stainless steel appliances, and abundant storage. Flowing seamlessly into the dining and living areas, this inviting space opens to a private balcony where you can relax and take in breathtaking water views. The second floor also offers a versatile flex space—perfect for a home office, reading nook, or sitting area—along with a conveniently located powder bath for guests. Upstairs, the spacious primary suite serves as a peaceful retreat, showcasing picturesque water views, an oversized walk-in closet, and a spa-inspired en-suite bath complete with dual vanities and an expansive walk-in shower. Two additional bedrooms, a full guest bath, and a conveniently located laundry room complete the third floor. Residents enjoy an impressive array of resort-style amenities, including a heated waterfront pool, clubhouse with fitness center, kayak launch, tennis courts, scenic walking trails, and a cozy community fire pit. Ideally situated just minutes from award-winning Gulf beaches, popular shopping destinations, restaurants, and local attractions, this remarkable home offers an exceptional opportunity to enjoy luxury waterfront living at its finest.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,248

Sqft

0.04 ac

Lot size

2

Garage

2024

Year built

Three Or More

Levels

$278

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesNorthwest
ParkingGarage Door Opener · Ground Level · Guest · Oversized
ExteriorBalcony · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$500/mo
Taxes (2024)$479/yr
PetsNumber Limit
CommunityCommunity Boat Ramp · Dock · Fishing · Water Access · Waterfront · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,306 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2024 actual bill$40
HOA fee — from the listing$500
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,490
Interest rate6.00%
Loan term

Estimated payment

$4,306/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$40
HOA / condo fee$500
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$580KedgeAI estimate $647,713 · range $604K$700K$728K

vs edgeAI estimate

−3.5%

$/sqft vs Seminole actives

$278 vs $252

Days on market

36 vs 44 typical

Where $278/sqft sits among the 301 Seminole actives

62
38
54
47 · this home
47
53
$108–157$157–207$207–256$256–305$305–354$354+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seminole Isle

Map of 9936 KEY HAVEN ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Seminole Isle — neighborhood snapshot

Population

429

Median age

53

Median income

$75,417

Median home value

$470,500

Avg household

2

Households w/ children

49%

For the school run

Pinellas County School District

ElementaryStarkey Elementary School★★★★
MiddleOsceola Middle School★★★★★
HighDixie M. Hollins High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

168 of 301

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the SEMINOLE 33777 median. See the full Seminole market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $624,900 · 36 days on market since
2024Built · TOWNHOMES OF SEMINOLE ISLE

Reality check

What actually sold near 9936 KEY HAVEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9955 KEY HAVEN ROADSold · Dec ’25

$550,000

9955 KEY HAVEN ROAD · same community

3 bd · 2.5 ba · 2,248 sqft · $245/sqft · 329 DOM

9957 KEY HAVEN ROADSold · Apr ’26

$565,000

9957 KEY HAVEN ROAD · same community

3 bd · 2.5 ba · 2,248 sqft · $251/sqft · 552 DOM

9990 KEY HAVEN ROADSold · May ’26

$685,000

9990 KEY HAVEN ROAD · same community

3 bd · 2.5 ba · 2,248 sqft · $305/sqft · 193 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9936 KEY HAVEN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9936 KEY HAVEN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9936 KEY HAVEN ROAD FAQs

What would the monthly payment be for 9936 KEY HAVEN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,306/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9936 KEY HAVEN ROAD?+

The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9936 KEY HAVEN ROAD?+

The most recent tax bill on record (2024) was $479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9936 KEY HAVEN ROAD?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $624,900, this home is listed about 52% above the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9936 KEY HAVEN ROAD?+

Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$624,900 runs 114% above the SEMINOLE 33777 median — but at 2,248 sqft it's also 48% larger than the typical Seminole listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXPERTS · Amy Hartman. MLS #TB8520222.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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