1038 BELLASOL WAY UNIT 403, APOLLO BEACH, FL, 33572
Active17 days on marketListed Jul 10, 2026MLS #TB8520218
About this home
1038 BELLASOL WAY UNIT 403
Luxury Waterfront Living at Its Finest in Gated Bella Sol Waterfront Penthouse! Featuring unparalleled waterfront views in this expansive 4-bedroom, 4-bathroom corner-unit condo boasting approximately 3,060 square feet of living space. Perched with breathtaking panoramic waterfront views, this residence offers sweeping vistas of Bal Harbor and beyond perfect for enjoying dolphin and manatee sightings, spectacular sunsets, and the annual lighted boat parade right from your private balcony. Step inside to an open, airy floor plan highlighted by an impressive open-air loft ideal for guests, a home office, or additional living space. The gourmet kitchen features updated appliances and large kitchen island, while the primary suite provides resort direct access to the balcony with waterfront views. Additional highlights include a private sauna for ultimate relaxation, a brand-new (2-year-old) AC system for year-round comfort, oversized interior storage, dedicated laundry room and numerous recent upgrades throughout. This home also features a spacious 2-car garage, and a large, deeded boat slip capable of accommodating up to a 40-foot vessel, granting effortless access to Tampa Bay and the Gulf. Bellasol’s resort-style amenities complete the lifestyle: heated pool and spa, tiki bar, state-of-the-art fitness center, clubhouse, and direct waterfront marina with docks. Ideally located in Apollo Beach’s premier gated community, you’re just minutes from world-class dining, walking distance to 2 waterfront restaurants, and boating adventures, yet conveniently close to Tampa and Sarasota. Whether you’re seeking a primary residence, vacation retreat, or a place you can truly call your forever home, this rare offering delivers luxury, views, and boating convenience in one exceptional package. Schedule your private showing today and experience coastal Florida living at its best!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,060
Sqft
0 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,552 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,552/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$325 vs $227
Days on market
17 vs 56 typical
Where $325/sqft sits among the 394 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
230 of 394
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 121% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 BELLASOL WAY UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$625,000
1038 BELLASOL WAY UNIT 202 · same community
3 bd · 2.5 ba · 2,046 sqft · $305/sqft · 45 DOM
Sold · May ’26$609,790
1085 SIGNET
4 bd · 2.5 ba · 3,042 sqft · $200/sqft · 252 DOM
Sold · Jul ’26$575,000
1091 SIGNET
4 bd · 3.5 ba · 3,042 sqft · $189/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 BELLASOL WAY UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 BELLASOL WAY UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1038 BELLASOL WAY UNIT 403 FAQs
What would the monthly payment be for 1038 BELLASOL WAY UNIT 403?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,552/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1038 BELLASOL WAY UNIT 403?+
The most recent tax bill on record (2025) was $7,798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1038 BELLASOL WAY UNIT 403?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $995,000, this home is listed about 103% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 BELLASOL WAY UNIT 403?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Clay Glover, Jr. MLS #TB8520218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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