12658 SILVERDALE STREET, TAMPA, FL, 33626
Active50 days on marketListed Jun 20, 2026MLS #TB8520210
About this home
12658 SILVERDALE STREET
This Maintenance free Florida Lifestyle near Westchase, perfectly encapsulates the wow-factor with upgrades, a rare find for this model like townhome with conservation views, situated in the highly sought-after gated community of South Hampton! This impeccably maintained 2 bedroom, 2.5 Bath, 1 car garage 1602 square foot townhome has lot's of natural light and elegant features that decorate this home, which include stunning hardwood floors downstairs in the rather large living/dining room combo and stylish kitchen nicely equipped with granite countertops, tile back splash, modern upgraded 42” cabinets, quality GE appliances. This desirable floorplan offers 2 Bedrooms + 2.5 Baths & upstairs den with 1 Car Garage, large upstairs laundry room, ample storage & carpet throughout the upstairs, Primary suite with designer paints & colors, upgraded primary bath with Quartz counters, quality fixtures & lighting, beautiful glass & tile shower, tile flooring. Large guest bedroom with en-suite bath complete with granite counters wood cabinets, tub & shower. Other features include water softener, half bath downstairs w/pedestal sink, plantation shutters, linen closet, double walk-in closets in Primary and building is solid concrete on both stories. Enjoy the magnificent resort outdoor lifestyle this community offers by splashing into the luxurious pool with covered pavilion & large shade umbrellas, which is steps away, along with plenty of guest parking, two playgrounds (one Tot Lot for smaller ones!) Centrally located near excellent "A" RATED SCHOOLS, Tampa International Airport, major interstates, malls, horse racing, dining & the best beaches in America.NO CDD, LOW monthly HOA covers all plus water, sewer, trash, lawn care, roof, exterior of building & common areas, painting & gated secure entrance.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,652
Sqft
0.03 ac
Lot size
1
Garage
2008
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,024 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,024/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Tampa actives
$222 vs $301
Days on market
50 vs 42 typical
Where $222/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33626 — neighborhood snapshot
Population
30,736
Median age
40.5
Median income
$123,580
Median home value
$506,600
Avg household
2.61
Households w/ children
4,132
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the TAMPA 33626 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12658 SILVERDALE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$317,500
12537 SILVERDALE STREET · same community
2 bd · 2.5 ba · 1,652 sqft · $192/sqft · 22 DOM
Sold · Aug ’26$335,000
12474 STREAMDALE DRIVE · same community
2 bd · 2.5 ba · 1,676 sqft · $200/sqft · 73 DOM
Sold · Mar ’26$340,000
12512 SHIREBROOK COURT · same community
2 bd · 2.5 ba · 1,676 sqft · $203/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12658 SILVERDALE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12658 SILVERDALE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12658 SILVERDALE STREET FAQs
What would the monthly payment be for 12658 SILVERDALE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,024/mo — principal and interest, the actual property-tax bill, the $357/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12658 SILVERDALE STREET?+
The association fee works out to $357 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12658 SILVERDALE STREET?+
The most recent tax bill on record (2025) was $2,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12658 SILVERDALE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $367,400, this home is listed about 18% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12658 SILVERDALE STREET?+
Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33626 market on paper
$367,400 is 14% below the TAMPA 33626 median of $429,000, and at $222/sqft it sits under the Tampa average of $346.
02Strong assigned schools
Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $369,000, now $367,400 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Archie Campbell, III. MLS #TB8520210.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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