David Ramirez
$282,990$285,9903 bd2.5 ba1,682 sqft$168 /sqft$2,713 /mo all-in ↓

3901 SILVERLAKE WAY, WESLEY CHAPEL, FL, 33544

Active27 days on marketListed Jun 27, 2026MLS #TB8520129

Priced 19% below the WESLEY CHAPEL 33544 medianReduced $3KTownhouseSEVEN OAKS PRCL S-6A

About this home

3901 SILVERLAKE WAY

Offering $5000 in seller's concessions for a full price offer. Imagine living in a lovely 3-bedroom, 2.5-bath residence in the gated Lakeside Townhomes subdivision located within the highly sought-after, Seven Oaks community. This move-in ready gem boasts an array of stylish features that truly set it apart. From the moment you walk through the door, you're welcomed by a cozy foyer leading into an open-concept layout perfect for both everyday living and entertaining. The family and dining areas flow seamlessly into a stylish kitchen featuring granite counter tops, stainless steel appliances, tiled backsplash, and walk-in pantry. Downstairs showcases crown molding, easy-care ceramic tile floors, while the staircase and second level of the home is dressed in luxury vinyl plank flooring throughout. The private screened-in patio offers a serene spot to enjoy your morning coffee or unwind after a long day. Upstairs, you’ll find 3 bedrooms, 2 full baths, and a convenient laundry closet. One of the 3 bedrooms is a spacious primary suite featuring a walk-in closet, an ensuite bath with dual sinks, and a large tiled shower stall. Enjoy access to Seven Oaks’ resort-style amenities, where you can host gatherings in the clubhouse and stream movies in the theatre room that holds 30 guests, snack at the on-site café, utilize the fitness center, Olympic and resort-style pools, splash pad for the tiny tots, tennis, basketball and volleyball courts, baseball/soccer field, playground, and more. With quick access to I-75, and just minutes from Wiregrass Mall, Tampa Premium Outlets, Center Ice, The Grove, PopStroke, top-rated schools, and medical facilities such as Advent Health and BayCare Hospitals. This location simply can't be beat. Don’t miss your chance to own this stylish townhome in one of Wesley Chapel’s most desirable communities. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,682

Sqft

0.05 ac

Lot size

1

Garage

2016

Year built

Two

Levels

$168

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Off Street
ExteriorIrrigation System · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$292/mo
Taxes (2025)$5,644/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,713 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,666
FHA mortgage insurance (est.)$125
Property tax — 2025 actual bill$470
HOA fee — from the listing$292
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,905Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,905
Interest rate6.00%
Loan term

Estimated payment

$2,713/mo

Principal & interest$1,666
FHA mortgage insurance (est.)$125
Property taxes (actual bill)$470
HOA / condo fee$292
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $283K
$261KedgeAI estimate $274,582 · range $272K$279K$294K

vs edgeAI estimate

+3.1%

$/sqft vs Wesley Chapel actives

$168 vs $200

Days on market

27 vs 32 typical

Where $168/sqft sits among the 400 Wesley Chapel actives

88 · this home
138
75
48
20
31
$149–178$178–206$206–235$235–263$263–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Oaks

Map of 3901 SILVERLAKE WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)34 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Seven Oaks — neighborhood snapshot

Population

7,676

Median age

32

Median income

$109,436

Median home value

$511,135

Avg household

3

Households w/ children

1,139

For the school run

Pasco County School District

ElementarySeven Oaks Elementary School★★★★
HighWiregrass Ranch High School★★★★
MiddleDr. John Long Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

205 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $282,990 $3K
Jun 27, 2026Listed at $285,990 · 27 days on market since
2016Built · SEVEN OAKS PRCL S-6A

Reality check

What actually sold near 3901 SILVERLAKE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26835 JUNIPER BAY DRIVESold · Oct ’25

$270,000

26835 JUNIPER BAY DRIVE · same community

3 bd · 2.5 ba · 1,682 sqft · $161/sqft · 56 DOM

3755 SILVERLAKE WAYSold · Nov ’25

$265,000

3755 SILVERLAKE WAY · same community

3 bd · 2.5 ba · 1,682 sqft · $158/sqft · 15 DOM

3949 CLAYBROOK DRIVESold · Nov ’25

$260,000

3949 CLAYBROOK DRIVE · same community

3 bd · 2.5 ba · 1,682 sqft · $155/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3901 SILVERLAKE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3901 SILVERLAKE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3901 SILVERLAKE WAY FAQs

What would the monthly payment be for 3901 SILVERLAKE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,713/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3901 SILVERLAKE WAY?+

The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3901 SILVERLAKE WAY?+

The most recent tax bill on record (2025) was $5,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3901 SILVERLAKE WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $282,990, this home is listed about 35% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3901 SILVERLAKE WAY?+

Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WESLEY CHAPEL 33544 market on paper

$282,990 is 19% below the WESLEY CHAPEL 33544 median of $350,000, and at $168/sqft it sits under the Wesley Chapel average of $217.

02Strong assigned schools

Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $285,990, now $282,990 — a $3K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Robee Punako. MLS #TB8520129.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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