10195 SAILWINDS BOULEVARD N UNIT 201, LARGO, FL, 33773
Active27 days on marketListed Jun 26, 2026MLS #TB8520103
About this home
10195 SAILWINDS BOULEVARD N UNIT 201
Virtually Staged. Welcome to Bella Vista, a sought-after gated waterfront community nestled along the shores of Lake Seminole. This beautifully maintained three-bedroom, two-bath condominium offers 1,138 square feet of comfortable living space and an ideal blend of convenience, recreation, and Florida lifestyle. Step inside to discover an open-concept floor plan featuring crown molding throughout the main living areas and a desirable split-bedroom layout that provides both privacy and functionality. The spacious living room and primary suite each feature sliding glass doors leading to a private balcony overlooking the sparkling community pool—perfect for enjoying your morning coffee or unwinding at the end of the day. The primary bathroom has been tastefully updated with a recently remodeled shower, while additional improvements include a newer A/C system (2020), water heater (2022), and plush carpeting installed in July 2022. Bella Vista residents enjoy exceptional amenities, including direct lake access with a dock, fishing pier, and kayak launch, as well as a community pool, fitness center, and clubhouse. Conveniently located just minutes from the award-winning Gulf beaches, shopping, dining, airports, and major thoroughfares, this property offers the perfect combination of relaxation and accessibility. Don't miss this opportunity to enjoy resort-style living in one of Seminole's most desirable gated communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,138
Sqft
0 ac
Lot size
1987
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.3%
$/sqft vs Largo actives
$193 vs $236
Days on market
27 vs 42 typical
Where $193/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 10195 SAILWINDS BOULEVARD N UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$187,450
12293 SAILWINDS DRIVE UNIT 207 · same community
3 bd · 2 ba · 1,138 sqft · $165/sqft · 93 DOM
Sold · Dec ’25$215,000
12261 SAILWINDS DRIVE UNIT 203 · same community
3 bd · 2 ba · 1,139 sqft · $189/sqft · 135 DOM
Sold · Apr ’26$150,000
12261 SAILWINDS DRIVE UNIT 103 · same community
3 bd · 2 ba · 1,139 sqft · $132/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10195 SAILWINDS BOULEVARD N UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10195 SAILWINDS BOULEVARD N UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10195 SAILWINDS BOULEVARD N UNIT 201 FAQs
What would the monthly payment be for 10195 SAILWINDS BOULEVARD N UNIT 201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,383/mo — principal and interest, the actual property-tax bill, the $610/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10195 SAILWINDS BOULEVARD N UNIT 201?+
The association fee works out to $610 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10195 SAILWINDS BOULEVARD N UNIT 201?+
The most recent tax bill on record (2025) was $2,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10195 SAILWINDS BOULEVARD N UNIT 201?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $219,900, this home is listed about 18% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10195 SAILWINDS BOULEVARD N UNIT 201?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Wally Whisennant. MLS #TB8520103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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