2120 1ST STREET N, ST PETERSBURG, FL, 33704
Active52 days on marketListed Jun 21, 2026MLS #TB8519963
About this home
2120 1ST STREET N
Available July - September, 30 day minimum stay, furnished, no annual leases. Voted one of the top US Cities to Visit by prestigious Conde Nast, St Petersburg is truly a bucket list destination. The “burg” boasts stunning waterfront parks, historic hotels, fine dining, and a burgeoning but impressive art scene. What’s more, your vacation home is the perfect jumping off point to explore the city! This 1950’s house is situated in the coveted Old Northeast neighborhood renowned for historic homes, pristine landscaping and easy accessibility to Beach Drive. Walk inside, and you’ll fall in love! Mid-Century modern stylings and open concept rooms with an abundance of natural light make for comfortable living and a charming place to call home. The kitchen is flawlessly updated with a large island ideal for food prep or dining. In the primary bedroom, you’ll find a King-sized bed and en suite powder room. The second and third bedrooms are equally inviting and feature extra long twin beds and a futon sleeper, respectively. A few of the many other amenities include garage parking, on site washer/ dryer, outdoor grill, and bikes for an easy ride to beautiful Straub Park. If you need more space, the loft apartment above the garage is also available to rent if not already booked. All the best of Downtown St Pete is at your fingertips!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,284
Sqft
0.13 ac
Lot size
2
Garage
1958
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $336
Days on market
52 vs 58 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2120 1ST STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$700,000
181 20TH AVENUE N · same community
3 bd · 2.5 ba · 1,440 sqft · $486/sqft · 6 DOM
Sold · Feb ’26$695,000
140 20TH AVENUE N · same community
2 bd · 1 ba · 928 sqft · $749/sqft · 4 DOM
Sold · Jun ’26$550,000
226 21ST AVENUE N · same community
2 bd · 2 ba · 760 sqft · $724/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2120 1ST STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2120 1ST STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2120 1ST STREET N FAQs
What would the monthly payment be for 2120 1ST STREET N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2120 1ST STREET N?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $4,300, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2120 1ST STREET N?+
North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33704 market on paper
$4,300 is 99% below the ST PETERSBURG 33704 median of $799,000, and at $3/sqft it sits under the St Petersburg average of $382.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $4,500, now $4,300 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PINK CHAIR REALTY · Kelly Strom. MLS #TB8519963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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