21648 SOUTHERN CHARM DRIVE, LAND O LAKES, FL, 34637
Active55 days on marketListed Jun 17, 2026MLS #TB8519836
About this home
21648 SOUTHERN CHARM DRIVE
Spacious 5 bedroom, 3 bath, 2 car garage home, located in the vibrant community of Connerton, available for rent. The home is vacant can move in as quickly as mid-August. The large private fenced backyard is ideally suited for relaxation with family and friends. This home features a well appointed kitchen with granite counter tops and island, stainless steel appliances, a pantry for storage of food items and kitchen gadgets. The spacious, open floor plan feels even bigger as a result of the natural light that illuminates the space. The first floor amenities include a bedroom and full bath which can be used as an in-law suite, home office/den or a guest room, wood floors and surround sound. The carpeted second floor features a loft, 4 additional bedrooms, a large main bedroom with an en-suite bathroom that includes double vanity sinks, a separate shower, garden tub and a large walk in closet. Venture out and feel a home in the friendly environment which offers community amenities that include a beautiful pool with mini water park, basketball and tennis courts, fitness center and playround.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,560
Sqft
0.15 ac
Lot size
2
Garage
2015
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$182 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Land O Lakes actives
$1 vs $205
Days on market
55 vs 41 typical
Where $1/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34637 — neighborhood snapshot
Population
11,398
Median age
36.9
Median income
$114,328
Median home value
$385,700
Avg household
2.86
Households w/ children
1,491
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
209 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAND O LAKES 34637 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 21648 SOUTHERN CHARM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$430,000
8129 LAGERFELD DRIVE
4 bd · 2.5 ba · 2,564 sqft · $168/sqft · 144 DOM
Sold · Sep ’25$567,500
7302 MELOGOLD CIRCLE
4 bd · 3 ba · 2,547 sqft · $223/sqft · 154 DOM
Sold · Nov ’25$370,000
7110 MOSS LEDGE RUN
4 bd · 3 ba · 2,605 sqft · $142/sqft · 381 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21648 SOUTHERN CHARM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21648 SOUTHERN CHARM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21648 SOUTHERN CHARM DRIVE FAQs
What would the monthly payment be for 21648 SOUTHERN CHARM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 21648 SOUTHERN CHARM DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $3,000, this home is listed about 99% below the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21648 SOUTHERN CHARM DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DABAR & ASSOCIATES REAL ESTATE · Glendora Merchant. MLS #TB8519836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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