20828 EUSTIS ROAD, LAND O LAKES, FL, 34637
Active23 days on marketListed Jul 1, 2026MLS #TB8519447
About this home
20828 EUSTIS ROAD
Active Adult (55+) Golf Community featuring a 18 hole Par 65 Course. Additional community features: Driving Range, Pro-shop, Restaurant, Ballroom, Fitness Center, Resort Style Heated Pool and Spa, Tennis courts, Pickleball, Shuffleboard, Bocce Courts, Dog park, and many miles of walking paths through beautiful tropical Florida. Take your golf cart and go shopping at the convenient Publix Shopping Center located near the gated entrance to the community. Welcome to a relaxed Lifestyle! The Groves HOA takes away those burdensome exterior chores. Full lawn service for the whole community, reclaimed water irrigation, exterior painting, roof replacement (replaced 2024), community pool maintenance, Cable TV, Internet, entry gate security, and maintenance on Clubhouse and other structures and parks leaving more time to enjoy all these available amenities. How to briefly describe the quality and care of this home is very difficult. Did you ever wish the you could find a home move-in ready; well, you have. No deferred maintenance here. Every detail and upgrade shows pride of ownership. Start your tour through the screened courtyard paver floor entranceway; even the entry door is meticulous and inviting. Upon entering the foyer you will look straight through the unit to the 14th T-box and fairway of the beautiful golf course. What a view! Notice the trey ceiling and crown molding of the dining room 12x9'10 and adjoining living room 12x13 complete with alcove for TV. Exit to the 17 x 26 feet screened lanai with pavers and then pause to enjoy the beauty of the magnificent scenery. Then back inside to the 13x13.4 Primary Bedroom located on the rear of the unit and overlooking the golf course through a beautiful bay window. The primary bathroom is completely tiled and features a wheelchair accessible shower and double lavatory vanity. The Primary suite features a walk-in closet which is 6'11x7'8, and quite roomy. Bedroom 2 (12.8x10'4) is split from the Primary area and has access to Bath #2, additional media nook/storage (5.8x8.4) off hallway to 2nd BR. Back to the well designed kitchen and dining nook (9.4x18) with sink overlooking the golf course (of course). Fully equipped kitchen complete with reverse osmosis water supply in kitchen and an installed water softener system for the whole house, Corian countertops, nice cabinetry, and upraded appliances. The 20x20 garage is screened and is home to the included washer and dryer. There is attic access and has a large floored area for storage. Gutters all around, rear gutters have leaf guard system. Hurricane screens for back side of home and west windows also. Solar blinds for family room and lanai. Every entrance and majority of the house is wheelchair accessible, except for the kitchen. There's more, come see for yourself.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,332
Sqft
0.12 ac
Lot size
2
Garage
2002
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,835 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,835/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.8%
$/sqft vs GROVES PH 01A
$233 vs $207
Days on market
23 vs 32 typical
Where $233/sqft sits among the 7 homes for sale in GROVES PH 01A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Groves — neighborhood snapshot
Population
3,193
Median age
47
Median income
$94,170
Median home value
$377,881
Avg household
3
Households w/ children
500
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 7
GROVES PH 01A have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the LAND O LAKES 34637 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20828 EUSTIS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$259,500
7445 TROVITA ROAD · same community
2 bd · 2 ba · 1,310 sqft · $198/sqft · 53 DOM
Sold · Apr ’26$297,000
20804 EUSTIS ROAD · same community
3 bd · 2 ba · 1,411 sqft · $210/sqft · 62 DOM
Sold · Jan ’26$315,000
20521 HOMOSSASA COURT · same community
2 bd · 2 ba · 1,451 sqft · $217/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20828 EUSTIS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20828 EUSTIS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20828 EUSTIS ROAD FAQs
What would the monthly payment be for 20828 EUSTIS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,835/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20828 EUSTIS ROAD?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20828 EUSTIS ROAD?+
The most recent tax bill on record (2025) was $4,951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20828 EUSTIS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $310,000, this home is listed about 25% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 20828 EUSTIS ROAD?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34637 market on paper
$310,000 is 22% below the LAND O LAKES 34637 median of $399,900.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DAYSTAR REALTY · Jerry Hall. MLS #TB8519447.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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