David Ramirez
$275,0001 bd1 ba745 sqft$369 /sqft$2,119 /mo all-in ↓

4900 BRITTANY DRIVE S UNIT 409, ST PETERSBURG, FL, 33715

Active60 days on marketListed Jun 15, 2026MLS #TB8519297

WaterfrontCondominiumBAYWAY ISLES POINT BRITTANY SIX

About this home

4900 BRITTANY DRIVE S UNIT 409

Virtually Staged. Remodeled top to bottom — a rare find in Point Brittany's 55+ resort community This isn't your typical Point Brittany condo. Taken down to the studs and thoughtfully redesigned, this 1-bedroom, 1-bath home stands apart from anything else in the community. The open-concept kitchen centers on a stunning oversized quartz island — perfect for entertaining, with no need for a separate dining set — and ceiling-height cabinetry offers storage most units only wish they had. The spa-inspired bath is oversized, featuring double sinks, quartz counters, and a two-person walk-in shower with dual showerheads. Designer porcelain flooring runs throughout and earns a compliment from everyone who walks in. Built for Florida living, too: a vinyl impact sliding door, hurricane-impact windows, updated A/C and water heater, fresh cabinetry, and motorized room-darkening shades in both the living room and bedroom. Step onto your covered balcony and let the Gulf breeze start your morning. And just outside your door, a whole way of life is waiting. Point Brittany is a community with a town of its own — and once you're here, there's little reason to go anywhere else. Imagine launching your kayak in the morning, sharing a barbecue with new friends in the afternoon, and ending the evening by the firepit as the sky lights up over the water. Everything you need is a short walk away. The on-site country store has a deli, butcher, and market; there's even a doctor's office right in the community. Want company? You'll find it everywhere — trade stories over billiards or cards in the clubhouse, join a class at the fitness center, or lose an afternoon in the library or arts and crafts studio. When the sun's out, take your pick: four swimming pools, a hot tub and sauna, tennis and pickleball courts, shuffleboard, walking paths, grilling areas, and a waterfront pavilion made for gathering. Kayakers and anglers enjoy storage, fishing docks, and a marina with boat slips available to lease or buy. This is a place where neighbors become friends, and there's always something — and someone — to share the day with. For peace of mind, the association has completed both its required Structural Integrity Reserve Study (SIRS) and Milestone Inspection — a reassuring rarity in today's condo market. Deeded covered parking and EV charging stations are here too. You're just minutes from St. Pete Beach, Fort De Soto, and Pass-A-Grille, with Isla del Sol's championship golf and country club next door, downtown St. Petersburg ten minutes away, and Tampa International only thirty. Come for the remodel. Stay for the life. At Point Brittany, you may never want to leave.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

745

Sqft

1

Garage

1974

Year built

One

Levels

$369

Per sqft

WaterfrontNegotiable55+ community

Inside

FlooringPorcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Electric Water Heater · Freezer · Ice Maker · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Corridor Access · Laundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationBlock
FacesNortheast
ParkingCovered · Reserved
ExteriorDog Run · Fire Pit · Outdoor Grill · Private Mailbox · Sauna · Sidewalk · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$2,620/yr
PetsCats OK, Dogs OK
CommunityBay/Harbor Front · Dock · Fishing · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,119 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$218
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,119/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$218
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$161KedgeAI estimate $184,012 · range $168K$230K$286K

vs edgeAI estimate

+49.4%

$/sqft vs BAYWAY ISLES POINT BRITTANY SIX

$369 vs $309

Days on market

60 vs 58 typical

Where $369/sqft sits among the 7 homes for sale in BAYWAY ISLES POINT BRITTANY SIX

1
1
1
3
0
1 · this home
$214–243$243–271$271–300$300–328$328–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayway Isles

Map of 4900 BRITTANY DRIVE S UNIT 409 inside its neighborhood boundary

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Bayway Isles — neighborhood snapshot

Population

1,734

Median age

69

Median income

$52,097

Median home value

$470,700

Avg household

2

Households w/ children

43%

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

4 of 7

BAYWAY ISLES POINT BRITTANY SIX have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $275,000 · 60 days on market since
1974Built · BAYWAY ISLES POINT BRITTANY SIX

Reality check

What actually sold near 4900 BRITTANY DRIVE S UNIT 409

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4900 BRITTANY DRIVE S UNIT 1705Sold · Aug ’25

$150,000

4900 BRITTANY DRIVE S UNIT 1705 · same community

1 bd · 1 ba · 745 sqft · $201/sqft · 1 DOM

4900 BRITTANY DRIVE S UNIT 706Sold · Feb ’26

$199,900

4900 BRITTANY DRIVE S UNIT 706 · same community

1 bd · 1 ba · 745 sqft · $268/sqft · 96 DOM

4900 BRITTANY DRIVE S UNIT 1706Sold · Mar ’26

$150,000

4900 BRITTANY DRIVE S UNIT 1706 · same community

1 bd · 1 ba · 745 sqft · $201/sqft · 282 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4900 BRITTANY DRIVE S UNIT 409 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4900 BRITTANY DRIVE S UNIT 409 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4900 BRITTANY DRIVE S UNIT 409 FAQs

What would the monthly payment be for 4900 BRITTANY DRIVE S UNIT 409?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4900 BRITTANY DRIVE S UNIT 409?+

The most recent tax bill on record (2025) was $2,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4900 BRITTANY DRIVE S UNIT 409?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $275,000, this home is listed about 37% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4900 BRITTANY DRIVE S UNIT 409?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Christopher Greenidge. MLS #TB8519297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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