
10103 DEERCLIFF DRIVE, TAMPA, FL, 33647
Active8 days on marketListed Jul 16, 2026MLS #TB8519280
About this home
10103 DEERCLIFF DRIVE
Welcome to your private Florida retreat in the double guard-gated community of Arbor Greene! Perfectly positioned on a quiet cul-de-sac and backing directly to the Flatwoods Preserve trail system, this exceptional 4-bedroom, 3.5-bath pool home offers the rare combination of luxury, privacy, and nature. Set on a beautifully landscaped homesite surrounded by majestic trees, palm trees, and abundant wildlife, you'll enjoy breathtaking conservation views and direct access to miles of scenic walking and biking trails right from your own backyard. From the moment you arrive, the home's impressive architecture, stacked stone accents, soaring entryway, and spacious three-car garage create unforgettable curb appeal. Step through the grand double-door entry into a light-filled open floor plan featuring soaring ceilings, elegant tray ceilings, updated lighting, rich wood and tile flooring throughout (no carpet), and walls of windows that seamlessly blend indoor and outdoor living. Designed for both everyday comfort and entertaining, the kitchen serves equipped with granite countertops, stainless steel appliances, a large center island, decorative backsplash, abundant cabinetry, and generous prep space overlooking the dramatic two-story family room and sparkling pool. The thoughtfully designed floor plan offers flexibility with the primary suite conveniently located on the first floor, complete with tranquil pool and conservation views, dual walk-in closets, and a spa-inspired ensuite featuring dual vanities, a walk-in shower and a relaxing garden tub. A first-floor guest suite with an adjacent full bath provides the perfect space for visitors, while a separate living area and one of the garage bays have been thoughtfully configured to serve as an ideal in-law suite, private guest quarters, home office, or space for an older teen. Upstairs, you'll find two additional bedrooms, a full bath, and an oversized bonus room perfect for a media room, game room, fitness studio, or playroom. Step outside to your own backyard oasis featuring a screened, heated pool and spa, an expansive lanai, travertine paver deck, newer pool filtration system, and peaceful conservation views—an ideal setting for entertaining or simply unwinding while enjoying spectacular Florida sunsets. This meticulously maintained home offers peace of mind with numerous recent updates, including a 2023 roof, newer HVAC systems x2, newer water heater, newer kitchen appliances, freshly painted pool deck, and a one-year home warranty included for the new owner. Living in Arbor Greene means enjoying one of New Tampa's most sought-after communities, featuring 24-hour guarded gates, resort-style amenities including a Junior Olympic lap pool, resort pool, state-of-the-art fitness center, clubhouse, tennis courts, pickleball courts, basketball courts, playgrounds, and miles of scenic walking trails. Families will appreciate the private neighborhood walking and biking paths leading to highly rated elementary and middle schools located just outside the community gates. Conveniently located near premier shopping, dining, hospitals, golf courses, USF, downtown Tampa, and Tampa International Airport, this home offers an unmatched combination of luxury, convenience, and natural beauty. Homes offering this level of privacy, flexibility, extensive updates, and direct preserve access rarely become available. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,215
Sqft
0.21 ac
Lot size
3
Garage
2004
Year built
Multi/Split
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,311 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,311/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs Tampa actives
$212 vs $303
Days on market
8 vs 33 typical
Where $212/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arbor Greene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Arbor Greene — neighborhood snapshot
Population
3,372
Median age
45
Median income
$118,033
Median home value
$501,766
Avg household
3
Households w/ children
362
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
182 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10103 DEERCLIFF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$625,000
10142 DEERCLIFF DRIVE · same community
4 bd · 2 ba · 2,859 sqft · $219/sqft · 164 DOM
Sold · Feb ’26$625,000
17804 ARBOR CREEK DRIVE · same community
3 bd · 2 ba · 2,485 sqft · $252/sqft · 7 DOM
Sold · Sep ’25$899,000
10130 DEERCLIFF DRIVE · same community
6 bd · 3.5 ba · 3,957 sqft · $227/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10103 DEERCLIFF DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10103 DEERCLIFF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10103 DEERCLIFF DRIVE FAQs
What would the monthly payment be for 10103 DEERCLIFF DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,311/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10103 DEERCLIFF DRIVE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10103 DEERCLIFF DRIVE?+
The most recent tax bill on record (2025) was $2,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10103 DEERCLIFF DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $680,000, this home is listed about 46% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10103 DEERCLIFF DRIVE?+
Benito Middle School (middle), Hunter's Green Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$680,000 runs 72% above the TAMPA 33647 median — but at 3,215 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Benito Middle School, Hunter's Green Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ALIGN RIGHT REALTY CARROLLWOOD · Ganna Merritt. MLS #TB8519280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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