David Ramirez
$875,000$925,0005 bd3 ba3,238 sqft$270 /sqft$5,653 /mo all-in ↓

285 LAKEVIEW DRIVE, TARPON SPRINGS, FL, 34689

Active49 days on marketListed Jun 15, 2026MLS #TB8519274

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceGNUOY PARK

About this home

285 LAKEVIEW DRIVE

MASSIVE PRICE ADJUSTMENT!!! Welcome to a truly one-of-a-kind lakefront retreat on beautiful Lake Tarpon. If you're searching for a home with exceptional character, timeless craftsmanship, and breathtaking water views, this is the opportunity you've been waiting for. From the moment you enter, you'll be captivated by the soaring two-story vaulted ceilings featuring exposed cedar planks, massive architectural beams, and expansive windows that frame stunning views of the lake. The spacious floor plan offers five bedrooms, three full bathrooms, and a desirable first-floor primary suite. The heart of the home features a renovated kitchen designed for both everyday living and entertaining, while the impressive floor-to-ceiling brick fireplace creates a warm and inviting gathering space. Step outside to enjoy the screened-in pool overlooking the water, providing the perfect setting for relaxation and outdoor entertaining. For boating enthusiasts, the property includes a private boathouse with lift, offering direct access to Lake Tarpon right from your backyard. Homes with this level of character, waterfront lifestyle, and recreational amenities rarely become available. Conveniently located at 285 Lakeview Drive in Tarpon Springs, this exceptional property is just minutes from the world-famous Sponge Docks, shopping, dining, entertainment, and everything Pinellas County has.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,238

Sqft

0.26 ac

Lot size

2

Garage

1984

Year built

Two

Levels

$270

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Vaulted Ceiling(s)
LaundryIn Garage
CoolingCentral Air · Wall/Window Unit(s)
HeatingCentral · Electric · Wall Units / Window Unit
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBrick · Vinyl Siding · Wood Frame
FoundationSlab
ViewWater
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$5,318/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,653 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$443
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$5,653/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$443
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$840KedgeAI estimate $926,010 · range $886K$1.0M$1.1M

vs edgeAI estimate

−5.5%

$/sqft vs Tarpon Springs actives

$270 vs $245

Days on market

49 vs 46 typical

Where $270/sqft sits among the 270 Tarpon Springs actives

70
74
65 · this home
23
13
25
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 285 LAKEVIEW DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$439K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

143 of 270

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 184% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $875,000 $50K
Jun 15, 2026Listed at $925,000 · 49 days on market since
1984Built · GNUOY PARK

Reality check

What actually sold near 285 LAKEVIEW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1516 GRANDVIEW DRIVESold · May ’26

$1,085,000

1516 GRANDVIEW DRIVE · same community

4 bd · 3.5 ba · 3,287 sqft · $330/sqft · 46 DOM

1631 PLAZA PLACESold · Jul ’26

$310,000

1631 PLAZA PLACE · same community

4 bd · 3.5 ba · 2,104 sqft · $147/sqft · 113 DOM

297 LAKEVIEW DRIVESold · Jun ’26

$615,000

297 LAKEVIEW DRIVE · same community

2 bd · 2 ba · 1,776 sqft · $346/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 285 LAKEVIEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 285 LAKEVIEW DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

285 LAKEVIEW DRIVE FAQs

What would the monthly payment be for 285 LAKEVIEW DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,653/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 285 LAKEVIEW DRIVE?+

The most recent tax bill on record (2025) was $5,318. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 285 LAKEVIEW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $875,000, this home is listed about 103% above the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.

Which schools are assigned to 285 LAKEVIEW DRIVE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$875,000 runs 184% above the TARPON SPRINGS 34689 median — but at 3,238 sqft it's also nearly twice the size of the typical Tarpon Springs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $925,000, now $875,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of PINEYWOODS REALTY LLC · Heath McCoy. MLS #TB8519274.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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