David Ramirez
$169,000$175,0002 bd1.5 ba993 sqft$170 /sqft$1,486 /mo all-in ↓

182 115TH AVENUE N UNIT 182, ST PETERSBURG, FL, 33716

Active59 days on marketListed Jun 14, 2026MLS #TB8519265

Reduced $6KCondominiumWINDWARD POINTE ST PETERSBURG

About this home

182 115TH AVENUE N UNIT 182

Welcome to this beautifully maintained 2-bedroom, 1.5-bath townhome located in the desirable Windward Pointe community. Offering a bright and inviting layout, this home features abundant natural light and a comfortable open-concept living and dining area perfect for both everyday living and entertaining. The kitchen provides ample cabinet and counter space and flows seamlessly into the main living areas. Hurricane impact windows provide added peace of mind, energy efficiency, and storm protection. The enclosed porch with a built in cooler and storage, creates additional flexible living space, ideal for relaxing, working from home, or enjoying your morning coffee. Upstairs, you'll find two generously sized bedrooms with ample closet space and a full bathroom, while a convenient half bath is located on the first floor. Covered parking is included, along with plenty of guest parking throughout the community. Residents of Windward Pointe enjoy an impressive selection of amenities, including a heated swimming pool, clubhouse, playground, tennis courts, pickleball courts, and a car wash station. The community's prime location offers easy access to downtown St. Petersburg, Tampa, major airports, shopping, dining, and the area's award-winning Gulf beaches. Whether you're a first-time homebuyer, seasonal resident, or searching for a low-maintenance Florida lifestyle, this townhome offers the perfect combination of comfort, convenience, and community amenities.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

993

Sqft

22.97 ac

Lot size

1978

Year built

Two

Levels

$170

Per sqft

Tennis Court viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTennis Court
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$3,080/yr
PetsCats OK, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Irrigation-Reclaimed Water · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,486 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$995
FHA mortgage insurance (est.)$75
Property tax — 2025 actual bill$257
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,915
Interest rate6.00%
Loan term

Estimated payment

$1,486/mo

Principal & interest$995
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$257
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $169K
$110KedgeAI estimate $131,621 · range $114K$155K$176K

vs edgeAI estimate

+28.4%

$/sqft vs St Petersburg actives

$170 vs $336

Days on market

59 vs 58 typical

Where $170/sqft sits among the 400 St Petersburg actives

134 · this home
139
58
28
11
30
$135–272$272–409$409–545$545–682$682–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Windward Pointe

Map of 182 115TH AVENUE N UNIT 182 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)18 min
Downtown Tampa19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Windward Pointe — neighborhood snapshot

Population

463

Median age

37

Median income

$61,341

Median home value

$138,200

Avg household

2

Households w/ children

25%

For the school run

Pinellas County School District

ElementarySawgrass Lake Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

225 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the ST PETERSBURG 33716 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $169,000 $6K
Jun 14, 2026Listed at $175,000 · 59 days on market since
1978Built · WINDWARD POINTE ST PETERSBURG

Reality check

What actually sold near 182 115TH AVENUE N UNIT 182

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

169 114TH AVENUE N UNIT 169Sold · Mar ’26

$150,000

169 114TH AVENUE N UNIT 169 · same community

2 bd · 1.5 ba · 993 sqft · $151/sqft · 21 DOM

117 114TH AVENUE N UNIT 117Sold · Aug ’25

$145,000

117 114TH AVENUE N UNIT 117 · same community

2 bd · 1.5 ba · 993 sqft · $146/sqft · 12 DOM

143 114TH AVENUE N UNIT 143Sold · Jan ’26

$155,000

143 114TH AVENUE N UNIT 143 · same community

2 bd · 1.5 ba · 993 sqft · $156/sqft · 134 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 182 115TH AVENUE N UNIT 182 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 182 115TH AVENUE N UNIT 182 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

182 115TH AVENUE N UNIT 182 FAQs

What would the monthly payment be for 182 115TH AVENUE N UNIT 182?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,486/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 182 115TH AVENUE N UNIT 182?+

The most recent tax bill on record (2025) was $3,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 182 115TH AVENUE N UNIT 182?+

The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $169,000, this home is listed about 61% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 182 115TH AVENUE N UNIT 182?+

Sawgrass Lake Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$169,000 runs 13% above the ST PETERSBURG 33716 median.

02Tennis Court views

The tennis court view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $175,000, now $169,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Safeta Dzebo. MLS #TB8519265.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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