David Ramirez
$215,0003 bd2.5 ba1,532 sqft$140 /sqft$2,207 /mo all-in ↓

10928 KEYS GATE DR, RIVERVIEW, FL, 33579

Active35 days on marketListed Jun 17, 2026MLS #TB8519186

Priced 43% below the RIVERVIEW 33579 medianTownhouseSUMMERFIELD VILLAGE 1 TRACT 2 PHASES 3 4

About this home

10928 KEYS GATE DR

Welcome to this beautiful 3-bedroom, 2.5-bathroom townhouse located in the highly Summerfield Village community of Riverview. Move-in ready and meticulously maintained, this home offers the perfect blend of comfort, style, and convenience. The spacious first floor is designed for both everyday living and entertaining, featuring the kitchen area with elegant granite countertops, warm wood cabinetry, and durable tile flooring throughout the main living areas. The expansive living room flows seamlessly to the covered patio, creating an ideal space for relaxing or hosting family and friends. Upstairs, you'll find all three bedrooms and two full bathrooms, providing privacy and functionality. Luxury vinyl plank flooring throughout the second floor adds a modern touch while offering easy maintenance—no carpet anywhere in the home. Residents of Summerfield Village enjoy an impressive array of amenities, including two community pools, basketball and tennis courts, a dog park, playgrounds, and beautifully maintained recreational areas that make every day feel like a getaway. Conveniently located near major highways, shopping centers, restaurants, and entertainment, this home is just 45 minutes drive from Tampa International Airport, downtown Tampa, and Busch Gardens Park. Don't miss this fantastic opportunity to own a beautiful townhome in one of Riverview's desirable communities. Go and schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,532

Sqft

0.03 ac

Lot size

2010

Year built

Two

Levels

$140

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorThermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorSidewalk

Community & fees

HOA fee$357/mo
Taxes (2025)$3,948/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,207 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$329
HOA fee — from the listing$357
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$2,207/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$329
HOA / condo fee$357
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$186KedgeAI estimate $202,831 · range $194K$214K$224K

vs edgeAI estimate

+6%

$/sqft vs Riverview actives

$140 vs $186

Days on market

35 vs 33 typical

Where $140/sqft sits among the 400 Riverview actives

80 · this home
104
92
66
29
29
$140–162$162–183$183–205$205–226$226–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 10928 KEYS GATE DR

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33579 — neighborhood snapshot

Population

45,373

Median age

35.6

Median income

$113,568

Median home value

$374,600

Avg household

3.14

Households w/ children

6,871

For the school run

Hillsborough County School District

ElementaryCollins Pk-8 School★★★★★
MiddleRodgers Middle Magnet School★★★★
HighRiverview High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

203 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $215,000 · 35 days on market since
2010Built · SUMMERFIELD VILLAGE 1 TRACT 2 PHASES 3 4

Reality check

What actually sold near 10928 KEYS GATE DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13455 GRAHAM YARDEN DRIVESold · Jan ’26

$328,900

13455 GRAHAM YARDEN DRIVE

4 bd · 2 ba · 1,571 sqft · $209/sqft · 138 DOM

13561 FLADGATE MARK DRIVESold · Mar ’26

$314,000

13561 FLADGATE MARK DRIVE

3 bd · 2 ba · 1,580 sqft · $199/sqft · 124 DOM

10543 OPUS DRIVESold · Feb ’26

$252,000

10543 OPUS DRIVE

3 bd · 2 ba · 1,342 sqft · $188/sqft · 360 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10928 KEYS GATE DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10928 KEYS GATE DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10928 KEYS GATE DR FAQs

What would the monthly payment be for 10928 KEYS GATE DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,207/mo — principal and interest, the actual property-tax bill, the $357/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10928 KEYS GATE DR?+

The association fee works out to $357 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10928 KEYS GATE DR?+

The most recent tax bill on record (2025) was $3,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10928 KEYS GATE DR?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $215,000, this home is listed about 45% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 10928 KEYS GATE DR?+

Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Luis Castellanos. MLS #TB8519186.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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