18615 CHEMILLE DRIVE, LUTZ, FL, 33558
Active41 days on marketListed Jun 17, 2026MLS #TB8519169
About this home
18615 CHEMILLE DRIVE
This beautifully maintained custom-built pool home featuring a newly resurfaced pool and a newer roof (approximately 6 years old) in the community of Cheval. Situated on an oversized ½-acre homesite with peaceful wooded conservation views, this 4-bedroom, 4-bathroom home offers over-the-top curb appeal, a 3-car side-entry garage, and a flexible floor plan featuring formal living and dining rooms, a private office, game room, and open-concept family room. The spacious kitchen showcases granite countertops, wood cabinetry, a gas cooktop island. The primary suite features a sitting area, oversized walk-in closet, spa-like bath, and a double-sided stone fireplace shared with the family room. Architectural details throughout include crown molding, tray ceilings, plantation shutters, , and hardwood flooring. The upstairs bonus room with full bath is ideal as a guest suite, home theater, or in-law retreat. Enjoy Florida living from the covered lanai with outdoor grill, screened pool and spa, and expansive backyard overlooking conservation. Residents of Cheval enjoy access through three 24-hour guard-gated entrances and are conveniently located near the 2 golf courses: Cheval Golf Club and TPC Tampa Bay. Optional membership to the Cheval Athletic Club provides access to a heated community pool, fitness center, tennis courts, pickleball courts, and more. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,485
Sqft
0.92 ac
Lot size
3
Garage
2000
Year built
Two
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,354 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,354/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.5%
$/sqft vs Lutz actives
$278 vs $245
Days on market
41 vs 35 typical
Where $278/sqft sits among the 273 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
152 of 273
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 156% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18615 CHEMILLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$675,000
18914 MAISONS DRIVE
4 bd · 3.5 ba · 3,223 sqft · $209/sqft · 6 DOM
Sold · Jun ’26$985,000
6113 COGNAC CIRCLE
5 bd · 4 ba · 3,136 sqft · $314/sqft · 14 DOM
Sold · Feb ’26$840,000
5511 AVENUE DU SOLEIL
4 bd · 3.5 ba · 2,898 sqft · $290/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18615 CHEMILLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18615 CHEMILLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18615 CHEMILLE DRIVE FAQs
What would the monthly payment be for 18615 CHEMILLE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,354/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18615 CHEMILLE DRIVE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18615 CHEMILLE DRIVE?+
The most recent tax bill on record (2025) was $19,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18615 CHEMILLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $970,000, this home is listed about 98% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 18615 CHEMILLE DRIVE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$970,000 runs 156% above the LUTZ 33558 median — but at 3,485 sqft it's also 64% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Thuy Vo. MLS #TB8519169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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