David Ramirez
$399,900$419,0003 bd3 ba2,637 sqft$152 /sqft$3,449 /mo all-in ↓

445 NOBLE FAIRE DRIVE, SUN CITY CENTER, FL, 33573

Active62 days on marketListed Jun 17, 2026MLS #TB8519135

Reduced $19KSingle Family ResidenceSUN CITY CENTER UNIT 264 PH

About this home

445 NOBLE FAIRE DRIVE

Virtually Staged. VERY IMPRESSIVE HOME located on the 5th green of the Renaissance Club golf course, offering elegant, low-maintenance living in one of Sun City Center’s most desirable neighborhoods. This beautifully upgraded residence features three bedrooms plus a den, providing flexibility, comfort, and exceptional views. The CHEF'S KITCHEN is the heart of the home, showcasing an abundance of 42" WOOD CABINETRY, NATURAL GAS cooking, stainless steel appliances, GRANITE countertops with backsplash, dual stainless sink, and reverse osmosis system under the kitchen sink. The adjacent dinette overlooks the golf course and opens to the lanai, ideal for everyday living and entertaining. The spacious living area offers soaring ceilings, PLANTATION SHUTTERS, remote-controlled blinds, tile flooring, surround sound, and expansive golf course views, with sliding doors leading to the lanai. Both lanais are climate-controlled for year-round enjoyment. The primary suite is a relaxing retreat featuring a remodeled en-suite bathroom with dual sinks, a large walk-in shower with dual shower heads, two walk-in closets, a tray ceiling, and handicap-accessible features. A private guest suite and a den with upgraded stained-glass French doors—ideal as a home office or additional bedroom—complete the main level. All bathrooms feature granite countertops. A standout feature is the private SECOND FLOOR SUITE with walk-in closet, chair lift, SEPARATE AC SYSTEM, and its own lanai overlooking the golf course—perfect for extended guests, caregivers, or flexible use as a media room, hobby space, or fitness area. Additional highlights include abundant storage throughout, including space under the staircase, a laundry room with sink and storage, and a two-car garage with Gladiator steel cabinets. The home is equipped with an automatic natural gas WHOLE HOUSE GENERATOR and HURRICANE IMPACT WINDOWS for added peace of mind. Curb appeal is enhanced by a brick paver driveway and walkway, decorative concrete landscape curbing, mature landscaping, a newer irrigation system, and a lighted flagpole. Sun City Center is a premier golf cart–friendly active retirement community offering an unmatched lifestyle filled with amenities, activities, and convenience. Residents enjoy multiple golf courses, indoor and outdoor swimming pools, fitness centers, walking and biking paths, and an impressive variety of clubs and social activities including pickleball, tennis, softball, arts and crafts, and more. Ideally located just off Interstate 75, Sun City Center sits perfectly between Tampa and Sarasota, providing easy access to world-class beaches, shopping, dining, professional sporting events, cultural attractions, and major medical facilities. Several international airports, cruise ports, and popular Florida attractions are all within an easy drive, making travel and entertainment effortless. With year-round sunshine, endless recreational opportunities, and a vibrant social atmosphere, Sun City Center offers the ideal blend of active living, convenience, and Florida lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,637

Sqft

0.15 ac

Lot size

2

Garage

2004

Year built

One

Levels

$152

Per sqft

55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Split Bedroom · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$98/mo
Taxes (2025)$7,924/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$660
HOA fee — from the listing$98
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,449/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$660
HOA / condo fee$98
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $487,303 · range $485K$489K$509K

vs edgeAI estimate

−17.9%

$/sqft vs Sun City Center actives

$152 vs $162

Days on market

62 vs 57 typical

Where $152/sqft sits among the 287 Sun City Center actives

51
40
60 · this home
64
37
35
$99–121$121–143$143–165$165–186$186–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sun City Center

Map of 445 NOBLE FAIRE DRIVE

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$255K$260K

Sun City Center median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

180 of 287

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the Sun City Center median. See the full Sun City Center market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $19K
Jun 17, 2026Listed at $419,000 · 62 days on market since
2004Built · SUN CITY CENTER UNIT 264 PH

Reality check

What actually sold near 445 NOBLE FAIRE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

443 NOBLE FAIRE DRIVESold · Nov ’25

$352,900

443 NOBLE FAIRE DRIVE · same community

2 bd · 2 ba · 1,970 sqft · $179/sqft · 189 DOM

401 NOBLE FAIRE DRIVESold · Oct ’25

$337,000

401 NOBLE FAIRE DRIVE · same community

2 bd · 2 ba · 1,785 sqft · $189/sqft · 32 DOM

1311 LENOX GREENS DRIVESold · Feb ’26

$420,000

1311 LENOX GREENS DRIVE

3 bd · 2 ba · 2,665 sqft · $158/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 445 NOBLE FAIRE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 445 NOBLE FAIRE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

445 NOBLE FAIRE DRIVE FAQs

What would the monthly payment be for 445 NOBLE FAIRE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill, the $98/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 445 NOBLE FAIRE DRIVE?+

The association fee works out to $98 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 445 NOBLE FAIRE DRIVE?+

The most recent tax bill on record (2025) was $7,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 445 NOBLE FAIRE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sun City Center?+

At $399,900, this home is listed about 48% above the Sun City Center median of $269,900. The market section on this page shows how the area is trending.

Listing courtesy of DALTON WADE INC · Sandra Guthrie. MLS #TB8519135.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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