GOLDEN OAK LANE, KEYSTONE HEIGHTS, FL, 32656
Active50 days on marketListed Jun 15, 2026MLS #TB8519025
About this home
GOLDEN OAK LANE
Discover the perfect opportunity to own a spacious 25 acre vacant lot on Golden Oak Lane in Keystone Heights, Florida. With ample space to bring your vision to life, this impressive property offers endless possibilities for a private estate, recreational retreat, or future investment. Surrounded by Florida's natural beauty, you'll enjoy a peaceful setting while remaining conveniently close to local shopping, dining, schools, and everyday amenities. Outdoor enthusiasts will love the area's numerous lakes, parks, boating, fishing, and outdoor recreation opportunities. With easy access to Gainesville, Palatka, and Orange Park, this location combines rural charm with everyday convenience. Whether you're looking to build now or hold for future potential, this exceptional property offers the space, privacy, and flexibility you've been searching for. Don't miss this rare opportunity to own over 1 million square feet of land in desirable Keystone Heights.
Facts & features
The home at a glance
25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$300K → $322K
Keystone Heights median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about GOLDEN OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for GOLDEN OAK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
GOLDEN OAK LANE FAQs
What would the monthly payment be for GOLDEN OAK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on GOLDEN OAK LANE?+
The most recent tax bill on record (2025) was $180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $314,900, this home is listed about 10% above the Keystone Heights median of $285,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS EXCLUSIVE PROPERTIES · Hector Contreras. MLS #TB8519025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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