5405 1ST STREET NE, ST PETERSBURG, FL, 33703
Active57 days on marketListed Jun 18, 2026MLS #TB8518983
About this home
5405 1ST STREET NE
Welcome to Edgemoor Estates in St Petersburg! This property is a TRUE Split Plan 3 bed 2 bath home built in 1991. This home has NEVER FLOODED since the owner has lived in it since 2002. This 3/2 is very well laid out and has a LOT of SPACE for a growing family. Although not updated at the county there is 1,350sf under AC. The primary bedroom has an ensuite tub/shower combo and a walk-in closet with GENEROUS space for a king-sized bed, dressers & vanities. The 2 other bedrooms each have a generous amount of space with nice sized CLOSETS. They share a hall bath with a shower. The kitchen has CEILING height cabinets for a TON of storage AND 2 LARGE pantry cabinets. The laundry closet is also IN THE kitchen for convenience. There is plenty of dining space in the kitchen (currently a second refrigerator and a clothing rack is the place of the eating space) and two sizeable living / flex spaces. One of the flex spaces was originally the garage but was converted by the prior owners and has an interior and exterior door that could be an easy room rental for additional income, or could easily be a 4th bedroom, office, craft room or living area. The age of MECHANICAL SYSTEMS:AC 2019, ROOF 2019, TANKLESS water heater 2019 (est) and a water softner system. Insurance: (AE Zone) FLOOD INS $2400 ANNUALLY, HOI may be assumable. The yard is FULLY fenced and has plenty of space for family and friends to gather around the a fire pit, there is a storage building, and play equipment. The house sits on a lot facing east with NO NEIGHBORS behind or to the south. Noise is at a very minimum, you can't hear the road from inside. This is the perfect home to make your own. It has all the RIGHT "BONES" to make it your own, updated systems, great layout, very functional kitchen with inside laudry, a potential rental room with an exterior door. This will be a fabulous home for you and yours! Make an Appointment Today! Seller is motivated and will consider contributing to some of the buyers’ closing costs.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,290
Sqft
0.11 ac
Lot size
1991
Year built
One
Levels
$255
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.5%
$/sqft vs EDGEMOOR ESTATES
$255 vs $377
Days on market
57 vs 58 typical
Where $255/sqft sits among the 8 homes for sale in EDGEMOOR ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Edgemoor — neighborhood snapshot
Population
3,577
Median age
37
Median income
$77,342
Median home value
$288,977
Avg household
2
Households w/ children
346
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 8
EDGEMOOR ESTATES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5405 1ST STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$231,000
780 62ND AVENUE NE · same community
3 bd · 1 ba · 1,284 sqft · $180/sqft · 0 DOM
Sold · Aug ’26$285,000
5415 1ST STREET NE · same community
3 bd · 2 ba · 1,280 sqft · $223/sqft · 24 DOM
Sold · May ’26$395,000
251 DAVISON AVENUE NE · same community
3 bd · 1.5 ba · 1,323 sqft · $299/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5405 1ST STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5405 1ST STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5405 1ST STREET NE FAQs
What would the monthly payment be for 5405 1ST STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5405 1ST STREET NE?+
The most recent tax bill on record (2025) was $1,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $329,000, this home is listed about 24% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5405 1ST STREET NE?+
Meadowlawn Middle School (middle), Northeast High School (high), Shore Acres Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Debbie Wright. MLS #TB8518983.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 5405 1ST STREET NE but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →