David Ramirez
$139,0002 bd1 ba857 sqft$162 /sqft$1,191 /mo all-in ↓

2207 BELLEAIR ROAD UNIT B16, CLEARWATER, FL, 33764

Active19 days on marketListed Jul 16, 2026MLS #TB8518810

Priced 37% below the CLEARWATER 33764 medianPrivate poolCondominiumCHATEAU BELLEAIR CONDO

About this home

2207 BELLEAIR ROAD UNIT B16

Virtually Staged. Welcome to a prime investment opportunity in the heart of Clearwater — a high-demand Gulf Coast market just minutes from world-class beaches, shopping, dining, and major employment centers. This 2-bedroom, 1-bath condominium presents strong potential for investors seeking a value-add property in a consistently desirable location. The unit offers a functional layout with an open living and dining area, providing a practical and efficient use of space that appeals to a wide range of renters. Large windows allow for natural light throughout, creating a bright and inviting interior.The kitchen and overall interior are in maintained, serviceable condition but have not been recently updated, presenting an excellent opportunity for a new owner to renovate and increase value. Whether you choose a light cosmetic refresh or a full upgrade, this property offers the flexibility to implement improvements and maximize rental income or resale potential. Two bedrooms provide versatility for tenant demand, while the single bathroom layout supports straightforward maintenance and operating efficiency. The unit has been well cared for, offering a solid foundation for future enhancements.Residents benefit from a community pool and spa, along with close proximity to popular outdoor and lifestyle amenities. Nearby Moccasin Lake Nature Park, Clearwater Marine Aquarium, and the Clearwater Memorial Causeway Trail offers year-round recreational appeal. Just minutes away, Clearwater Beach and Sand Key Park continue to attract visitors and long-term residents alike, supporting strong rental demand. With convenient access to Tampa and St. Petersburg, this centrally located property appeals to both local tenants and those seeking proximity to the broader Tampa Bay area. Don’t miss this chance to secure a well-located investment with clear upside potential — bring your vision and unlock the full value of this Clearwater property.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

857

Sqft

6.83 ac

Lot size

1972

Year built

One

Levels

$162

Per sqft

Private poolGarden view

Inside

FlooringTile
AppliancesDishwasher · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
ViewGarden
FacesEast
ExteriorBalcony · Lighting · Outdoor Grill · Outdoor Shower · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,812/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Community Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,191 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$818
FHA mortgage insurance (est.)$61
Property tax — 2025 actual bill$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,865
Interest rate6.00%
Loan term

Estimated payment

$1,191/mo

Principal & interest$818
FHA mortgage insurance (est.)$61
Property taxes (actual bill)$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $139K
$107KedgeAI estimate $122,062 · range $111K$139K$145K

vs edgeAI estimate

+13.9%

$/sqft vs Clearwater actives

$162 vs $224

Days on market

19 vs 55 typical

Where $162/sqft sits among the 399 Clearwater actives

167 · this home
127
52
18
8
27
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2207 BELLEAIR ROAD UNIT B16

Drive times from this address

Tampa Int’l Airport (TPA)25 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

For the school run

Pinellas County School District

MiddleOak Grove Middle School★★★★★
ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

220 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $139,000 · 19 days on market since
1972Built · CHATEAU BELLEAIR CONDO

Reality check

What actually sold near 2207 BELLEAIR ROAD UNIT B16

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2211 BELLEAIR ROAD UNIT D12Sold · Dec ’25

$130,000

2211 BELLEAIR ROAD UNIT D12 · same community

2 bd · 1 ba · 857 sqft · $152/sqft · 209 DOM

2209 BELLEAIR ROAD UNIT C5Sold · Dec ’25

$75,000

2209 BELLEAIR ROAD UNIT C5 · same community

2 bd · 1 ba · 857 sqft · $88/sqft · 5 DOM

2209 BELLEAIR ROAD UNIT C4Sold · Nov ’25

$108,000

2209 BELLEAIR ROAD UNIT C4 · same community

1 bd · 1 ba · 682 sqft · $158/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2207 BELLEAIR ROAD UNIT B16 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2207 BELLEAIR ROAD UNIT B16 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2207 BELLEAIR ROAD UNIT B16 FAQs

What would the monthly payment be for 2207 BELLEAIR ROAD UNIT B16?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2207 BELLEAIR ROAD UNIT B16?+

The most recent tax bill on record (2025) was $1,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2207 BELLEAIR ROAD UNIT B16?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $139,000, this home is listed about 49% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2207 BELLEAIR ROAD UNIT B16?+

Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER 33764 market on paper

$139,000 is 37% below the CLEARWATER 33764 median of $219,900, and at $162/sqft it sits under the Clearwater average of $276.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Michelle Chenault. MLS #TB8518810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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