2650 20 MILE LEVEL ROAD, LAND O LAKES, FL, 34639
Active35 days on marketListed Jul 6, 2026MLS #TB8518765
About this home
2650 20 MILE LEVEL ROAD
A True Hideaway! Country Living with Room to Breathe | No HOA | No CDD | Agricultural Zoning!! Welcome to 2650 20 Mile Level Road, a rare opportunity to enjoy the freedom of true country living in the heart of Land O' Lakes. Situated on 2.00 fenced acres with Agricultural zoning, this move-in-ready property offers the space, privacy, and flexibility that are becoming increasingly difficult to find in today's market. Bring your horses, goats, sheep, chickens, and other farm animals while enjoying the freedom to park your RV, boat, work trailers, and recreational vehicles right on your own property. This property offers a lifestyle many buyers dream about but rarely find. Built in 1988, this custom 4-bedroom, 2-bathroom home combines modern construction with the charm and functionality of country living. Inside, you'll find an open-concept layout that creates a bright and spacious atmosphere. The kitchen serves as the heart of the home, It features white cabinetry, upgraded granite countertops, a large island, stainless steel appliances, and a breakfast nook. There’s also. The spacious master bedroom includes a walk-in closet, separate vanity, and Bedrooms 2 and 3 are generously sized with an additional walk-in closet Wood floors features include an indoor laundry room with washer and dryer, a two-car garage, and a large garage for extra storage or future build-out. Major upgrades: Exterior and interior Sherwin Williams paint The garage conversion offers versatile bonus space ideal for a home office, fourth bedroom, fitness room, or hobby space. New roof (2026), Garage door (2026), features mature trees and palms, offering tranquil views of wildlife with no back neighbors and exceptional privacy in a peaceful, established community. The backyard includes a 600 Squar Feet Mult level wooden Deck with ample lounging space restored and Newley painted. Brand New Roof in June 2026. New paint inside and out 2026. , the home offers an airy open concept with abundant natural light.ng! ,One or more photos have been virtually staged. Located in a quiet and friendly neighborhood near a horse stable that offers riding lessons, you'll enjoy the tranquility of country living while remaining conveniently close to SR 41, SR 52, SR 54, I-75, and the Suncoast Parkway. Shopping, dining, medical facilities, and highly rated schools are all within easy reach. Properties like this are becoming increasingly rare. If you've been searching for acreage, agricultural zoning, a newer home, room for animals, RV and boat parking, Give us a call
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,922
Sqft
2 ac
Lot size
3
Garage
1988
Year built
Two
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,406 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,406/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+65.9%
$/sqft vs N/A
$351 vs $284
Days on market
35 vs 42 typical
Where $351/sqft sits among the 237 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
107 of 237
N/A have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 2650 20 MILE LEVEL ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
12112 CR 727 · same community
3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM
Sold · Dec ’25$485,000
29655 SE 152ND (RAVENSWOOD) PLACE · same community
3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2650 20 MILE LEVEL ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2650 20 MILE LEVEL ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2650 20 MILE LEVEL ROAD FAQs
What would the monthly payment be for 2650 20 MILE LEVEL ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2650 20 MILE LEVEL ROAD?+
The most recent tax bill on record (2025) was $4,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $675,000, this home is listed about 60% above the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2650 20 MILE LEVEL ROAD?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Keith Lucombe. MLS #TB8518765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 2650 20 MILE LEVEL ROAD but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →