745 PINELLAS BAYWAY S UNIT 206, ST PETERSBURG, FL, 33705
Active60 days on marketListed Jun 12, 2026MLS #TB8518592
About this home
745 PINELLAS BAYWAY S UNIT 206
Spacious three-story townhome in the heart of Tierra Verde offering 1,475 square feet of living space, an oversized garage, and plenty of room for all your Florida toys. This well-designed home features 2 bedrooms, 2.5 bathrooms, a large bonus room, two private balconies, a ground-floor patio, and abundant storage throughout. The garage floor includes a large bonus room that can be used as a home office, fitness room, hobby space, media room, or guest area. French doors lead to a private patio, creating additional outdoor living space. The second floor offers an open-concept layout with a spacious kitchen, dining area, living room with a fireplace, guest bath, and balcony access. The third floor features a generous primary suite with a private balcony, dual vanities, a soaking tub, and ample closet space, along with a second bedroom, a full bath, and a conveniently located laundry area. Residents enjoy access to a heated and cooled community pool, BBQ area, and private dock with access to the canals and Gulf waters. Located just minutes from Fort De Soto Park, beautiful Gulf beaches, marinas, restaurants, shopping, fishing, kayaking, biking, and walking trails. Enjoy the laid-back island lifestyle that makes Tierra Verde one of Tampa Bay's most desirable waterfront communities. Available for lease or purchase. Water, cable, Wi-Fi, and trash are included. No smoking. Lease Information: • Available now • 12-month lease • Water, cable, Wi-Fi, and trash included • Tenant is responsible for electricity • Application fee: $49 per applicant (non-refundable) • Security deposit equal to one month's rent with approved credit
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,475
Sqft
0 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $333
Days on market
60 vs 57 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33705 — neighborhood snapshot
Population
27,024
Median age
44
Median income
$70,783
Median home value
$321,500
Avg household
2.27
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 745 PINELLAS BAYWAY S UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$582,000
745 PINELLAS BAYWAY S UNIT 302 · same community
2 bd · 2.5 ba · 1,475 sqft · $395/sqft · 192 DOM
Sold · Aug ’26$995,000
722 PINELLAS BAYWAY S UNIT 104
2 bd · 2.5 ba · 1,510 sqft · $659/sqft · 93 DOM
Sold · Oct ’25$825,000
1375 PINELLAS BAYWAY S UNIT 40
2 bd · 2 ba · 1,555 sqft · $531/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 745 PINELLAS BAYWAY S UNIT 206 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 745 PINELLAS BAYWAY S UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
745 PINELLAS BAYWAY S UNIT 206 FAQs
What would the monthly payment be for 745 PINELLAS BAYWAY S UNIT 206?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 745 PINELLAS BAYWAY S UNIT 206?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,750, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 745 PINELLAS BAYWAY S UNIT 206?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33705 market on paper
$2,750 is 99% below the ST PETERSBURG 33705 median of $290,000, and at $2/sqft it sits under the St Petersburg average of $382.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,950, now $2,750 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Bunni Longwell. MLS #TB8518592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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