
3651 GREATWOOD COURT, LAND O LAKES, FL, 34639
Active63 days on marketListed Jun 16, 2026MLS #TB8518573
About this home
3651 GREATWOOD COURT
Welcome to Lake Padgett Estates — a place where life slows down and every day feels like you're on vacation. Tucked away on a quiet cul-de-sac, this fully renovated 4-bedroom, 2-bath home blends comfort, style, and laid-back Florida living on a spacious quarter-acre-plus lot. Best of all, there's no HOA, no flood insurance required, and plenty of room for RV and boat parking. Offering approximately 1,850 square feet, this home features a desirable split floor plan designed for both privacy and functionality. The true primary suite serves as a private retreat, complete with a beautifully renovated ensuite bathroom featuring dual his-and-hers vanities and an oversized walk-in closet. On the opposite side of the home, you'll find three spacious guest bedrooms and a beautifully updated guest bathroom. At the heart of the home is the stunning designer kitchen, showcasing two-tone soft-close wood cabinetry, elegant gold accents, gorgeous quartz countertops, bar seating, and new stainless steel appliances. The spacious living and dining areas create the perfect setting for everyday living and entertaining. French doors lead to a large enclosed patio, offering additional living space and a seamless transition to the private backyard. An oversized two-car garage provides plenty of room for vehicles, storage, and recreational equipment. For added peace of mind, the home features a 2019 roof and a 2024 AC system. Step outside to enjoy the covered patio and backyard oasis — the perfect spot for morning coffee before hitting the lake or evening cookouts after a day on the water. Lake Padgett Estates spans roughly 775 acres and connects approximately a dozen unique neighborhoods that share a passion for waterfront living. Residents enjoy access to four private lakes, three of which are ski-sized, along with five lakefront parks featuring boat ramps, picnic pavilions, grills, playgrounds, basketball courts, tennis courts, pickleball courts, and community horse stables. For water enthusiasts, Lake Padgett — approximately 200 acres — is the heart of it all. Cruise across to Tiki Cove, a favorite local gathering spot with live music, lakeside events, and waterfront fun, or boat over to Hungry Harry's BBQ, a Land O' Lakes landmark serving award-winning barbecue for more than 40 years. On any given day, you may see a seaplane glide in for lunch or families enjoying the sunshine and an impromptu show on the water. Throughout the year, the Lake Padgett Civic Association brings neighbors together through beloved traditions such as the Christmas Boat Parade, Golf Cart Christmas Parade, and the ever-popular Witches Paddle on Halloween. Whether you're boating, water skiing, paddleboarding, jet skiing, or simply enjoying the sunset, this home offers the coveted Lake Padgett lifestyle without the premium price tag of direct lakefront ownership. Here, neighbors wave from their boats, the water is always calling, and life simply feels right.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,850
Sqft
0.29 ac
Lot size
2
Garage
1977
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,135 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,135/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Land O Lakes actives
$235 vs $205
Days on market
63 vs 44 typical
Where $235/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Padgett Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Lake Padgett Estates — neighborhood snapshot
Population
2,759
Median age
50
Median income
$106,965
Median home value
$360,899
Avg household
3
Households w/ children
277
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
236 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3651 GREATWOOD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$375,000
22440 STILLWOOD DRIVE · same community
3 bd · 2 ba · 1,905 sqft · $197/sqft · 3 DOM
Sold · May ’26$351,500
3643 GREATWOOD COURT · same community
3 bd · 2 ba · 2,010 sqft · $175/sqft · 132 DOM
Sold · Mar ’26$267,750
22402 STILLWOOD DRIVE · same community
3 bd · 2 ba · 2,180 sqft · $123/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3651 GREATWOOD COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3651 GREATWOOD COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3651 GREATWOOD COURT FAQs
What would the monthly payment be for 3651 GREATWOOD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3651 GREATWOOD COURT?+
The most recent tax bill on record (2025) was $2,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $435,000, this home is listed about 4% above the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3651 GREATWOOD COURT?+
Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$435,000 runs 10% above the LAND O LAKES 34639 median.
02Strong assigned schools
Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $449,000, now $435,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Keaton Coyle. MLS #TB8518573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 3651 GREATWOOD COURT but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


