3459 WOODRIDGE PARKWAY, PALM HARBOR, FL, 34684
Active59 days on marketListed Jun 11, 2026MLS #TB8518519
About this home
3459 WOODRIDGE PARKWAY
Priced recently improved by $50,000! Nestled within the highly sought-after Pinnacle at Cobb's Landing, this DISTINGUISHED Marc Rutenberg custom residence exemplifies timeless architecture, quality craftsmanship, and refined Florida living. Offering 3,163 square feet of thoughtfully designed single-story living space, this spacious residence features 4 BEDROOMS, 3 BATHROOMS, and a private EXECUTIVE OFFICE complete with custom built-in shelving that can easily serve as a 5TH BEDROOM if desired. A well-designed split-bedroom floor plan provides both privacy and functionality, while soaring ceilings, elegant architectural details, ENGINEERED WOOD FLOORING throughout much of the home, and abundant natural light create an inviting atmosphere. At the heart of the home, the expansive kitchen and family room blend seamlessly together, creating the perfect setting for everyday living and entertaining. The family room is anchored by a GAS FIREPLACE that adds warmth and character, while formal living and dining spaces provide additional flexibility for hosting family and guests. The privately situated primary suite serves as a peaceful retreat with generous closet space and a well-appointed en suite bath. Outdoor living is elevated by a HEATED SALTWATER POOL, covered lanai, and mature landscaping, while the FULLY FENCED BACKYARD offers a rare feature as the only fenced homesite within the community. Additional highlights include SOLAR PANELS WHICH SAVES YOU 4.5K-6K IN ANNUAL ELECTRICAL BILLS, a WHOLE-HOME REVERSE OSMOSIS WATER FILTRATION SYSTEM, GRANITE COUNTERTOPS, a NEW POOL PUMP, and numerous updates that reflect pride of ownership throughout. Residents of Pinnacle at Cobb's Landing enjoy exclusive access to a COMMUNITY BOAT RAMP with direct access to Lake Tarpon, along with parks, tennis courts, basketball courts, and scenic sidewalks. Ideally located near top-rated Palm Harbor schools, golf courses, marinas, shopping, dining, and Gulf Coast beaches, this exceptional residence presents a rare opportunity to own a beautifully maintained home in one of Palm Harbor's most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,163
Sqft
0.29 ac
Lot size
3
Garage
1994
Year built
One
Levels
$379
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,112 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,112/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.8%
$/sqft vs Palm Harbor actives
$379 vs $262
Days on market
59 vs 48 typical
Where $379/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cobb's Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Cobb's Landing — neighborhood snapshot
Population
2,151
Median age
49
Median income
$120,639
Median home value
$547,537
Avg household
3
Households w/ children
220
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
226 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 380% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3459 WOODRIDGE PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,250,000
2107 PINNACLE CIRCLE S · same community
5 bd · 3 ba · 3,109 sqft · $402/sqft · 12 DOM
Sold · Mar ’26$920,000
2264 PINNACLE CIRCLE N · same community
4 bd · 3 ba · 2,863 sqft · $321/sqft · 33 DOM
Sold · Aug ’25$889,000
2158 SUMMIT WAY · same community
5 bd · 3 ba · 2,762 sqft · $322/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3459 WOODRIDGE PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3459 WOODRIDGE PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3459 WOODRIDGE PARKWAY FAQs
What would the monthly payment be for 3459 WOODRIDGE PARKWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,112/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3459 WOODRIDGE PARKWAY?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3459 WOODRIDGE PARKWAY?+
The most recent tax bill on record (2025) was $10,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3459 WOODRIDGE PARKWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,199,000, this home is listed about 216% above the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3459 WOODRIDGE PARKWAY?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,199,000 runs 380% above the PALM HARBOR 34684 median — but at 3,163 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,275,000, now $1,199,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Rose Thomas. MLS #TB8518519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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