David Ramirez
$195,000$200,0002 bd1 ba1,000 sqft$195 /sqft$1,616 /mo all-in ↓

1096 MARLOW AVENUE, SPRING HILL, FL, 34606

Active42 days on marketListed Jun 12, 2026MLS #TB8518485

Priced 30% below the SPRING HILL 34606 medianReduced $5KSingle Family ResidenceSPRING HILL UN 2

About this home

1096 MARLOW AVENUE

Welcome to your beautifully updated Spring Hill retreat! Situated on an oversized 1/4-acre corner lot, this move-in-ready 2-bedroom, 1-bath block home delivers ultimate peace of mind with a newer roof, updated electrical service, a new water heater, fresh interior paint, and modern laminate flooring. Step inside to find a bright, open-concept living area that flows seamlessly into the functional kitchen, featuring a built-in breakfast bar that is perfect for casual dining or entertaining guests. The home also boasts a dedicated inside laundry room, ensuring extra comfort and convenience. The highlight of the outdoor living space is an expansive, fully screened lanai ideal for relaxing, dining, and enjoying the Florida breeze entirely bug-free. Bring all your toys, as this large, flexible yard offers a rare RV hookup and absolutely zero HOA restrictions or fees. Conveniently located just minutes from local shopping, dining, parks, medical facilities, and effortless commuter routes, this property fits every lifestyle. Whether you are a first-time homebuyer, looking to downsize, or adding a stellar asset to your investment portfolio, this well-maintained gem is an absolute must-see. Schedule your showing today before it's gone!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,000

Sqft

0.25 ac

Lot size

1971

Year built

One

Levels

$195

Per sqft

Inside

FlooringLaminate · Tile
AppliancesMicrowave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Other · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouthwest
ExteriorRV Hookup · Sliding Doors

Community & fees

Taxes (2025)$2,658/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,616 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Property tax — 2025 actual bill$222
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,825
Interest rate6.00%
Loan term

Estimated payment

$1,616/mo

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$222
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $195K
$187KedgeAI estimate $199,137 · range $197K$203K$211K

vs edgeAI estimate

−2.1%

$/sqft vs Spring Hill actives

$195 vs $193

Days on market

42 vs 29 typical

Where $195/sqft sits among the 400 Spring Hill actives

85
92
108 · this home
51
30
34
$146–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 1096 MARLOW AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)62 min
Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,155

Median age

50.4

Median income

$54,730

Median home value

$227,700

Avg household

2.25

Households w/ children

2,752

For the school run

Hernando County School District

ElementaryDeltona Elementary School★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

204 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $195,000 $5K
Jun 12, 2026Listed at $200,000 · 42 days on market since
1971Built · SPRING HILL UN 2

Reality check

What actually sold near 1096 MARLOW AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

232 CAVALIER AVENUESold · Jul ’26

$244,000

232 CAVALIER AVENUE

2 bd · 2 ba · 1,020 sqft · $239/sqft · 29 DOM

7278 LAMPLIGHTER STREETSold · Sep ’25

$128,500

7278 LAMPLIGHTER STREET

3 bd · 2 ba · 1,122 sqft · $115/sqft · 114 DOM

461 SWALLOW LANESold · Nov ’25

$265,000

461 SWALLOW LANE

2 bd · 2 ba · 1,171 sqft · $226/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1096 MARLOW AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1096 MARLOW AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1096 MARLOW AVENUE FAQs

What would the monthly payment be for 1096 MARLOW AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1096 MARLOW AVENUE?+

The most recent tax bill on record (2025) was $2,658. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $195,000, this home is listed about 43% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1096 MARLOW AVENUE?+

Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MARK SPAIN REAL ESTATE · Marbin Antunes. MLS #TB8518485.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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