
3254 FRANCOA DRIVE, ODESSA, FL, 33556
Active39 days on marketListed Jun 25, 2026MLS #TB8518351
About this home
3254 FRANCOA DRIVE
What if your next chapter began behind the gates of one of Tampa Bay's most coveted addresses? Welcome to Esplanade at Starkey Ranch — where resort living isn't a vacation, it's simply Tuesday. Built by Taylor Morrison with the discerning buyer in mind, this villa-style residence delivers three bedrooms, two baths, a flex room, and a two-car garage wrapped in a layout that just *works*. The moment you step through the front door, you'll notice something most homes can't manufacture — it simply feels right. The open great room draws you in, anchored by a kitchen that will genuinely impress: stainless appliances, bar stool seating, a closet pantry, and a separate dining room for when the occasion calls for it. The primary retreat is exactly that — a retreat. Dual sinks, a large walk-in shower, private water closet, and a walk-in closet your wardrobe has been waiting for. Down the hall, two additional bedrooms, a dual-sink bath, and a dedicated flex room that makes the perfect home office. Even the laundry room is organized and elevated with built-in cabinetry — because the details matter here. And speaking of details: a whole-home water softener and a professionally finished epoxy garage floor - both added in 2025 - signal exactly the kind of ownership this home has enjoyed. Move-in ready isn't a marketing phrase here. It's the reality. Step outside to your extended screened lanai with beautiful pavers and no rear neighbors. This is Florida living as it was meant to be — private, peaceful, and perfect for entertaining. Now here's what truly separates this home from everything else on the market. As an Esplanade resident, you'll have exclusive access to a ~6,000 sq ft resort amenity center — fitness center, billiard room, catering kitchen, craft room, resort-style pool, fire pit, sport courts, dog park, and a formal events lawn. An on-site lifestyle manager coordinates parties, activities, and special events so your social calendar takes care of itself. And beyond the gates? Starkey Ranch — ranked among the nation's top 50 master-planned communities and *the* leading community in Tampa Bay three years running — offers 800 acres of parks, 20+ miles of trails, three community pools, a splash pad, and the Starkey Ranch K-8 School with three magnet programs. The buyers who move fastest on homes like this are the ones who already know — you don't find opportunities like this twice.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,931
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,896 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,896/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.9%
$/sqft vs Odessa actives
$274 vs $267
Days on market
39 vs 38 typical
Where $274/sqft sits among the 203 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
115 of 203
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3254 FRANCOA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$490,000
3141 FRANCOA DRIVE · same community
2 bd · 2 ba · 1,689 sqft · $290/sqft · 9 DOM
Sold · May ’26$444,000
3312 FRANCOA DRIVE · same community
2 bd · 2 ba · 1,689 sqft · $263/sqft · 9 DOM
Sold · Jun ’26$735,000
11151 CALLUNA DRIVE · same community
3 bd · 3 ba · 2,313 sqft · $318/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3254 FRANCOA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3254 FRANCOA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3254 FRANCOA DRIVE FAQs
What would the monthly payment be for 3254 FRANCOA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,896/mo — principal and interest, the actual property-tax bill, the $423/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3254 FRANCOA DRIVE?+
The association fee works out to $423 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3254 FRANCOA DRIVE?+
The most recent tax bill on record (2025) was $11,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3254 FRANCOA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $530,000, this home is listed about 29% below the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3254 FRANCOA DRIVE?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ODESSA 33556 market on paper
$530,000 is 21% below the ODESSA 33556 median of $669,000, and at $274/sqft it sits under the Odessa average of $351.
02Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $540,000, now $530,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Brad Bohnert. MLS #TB8518351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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