David Ramirez
$3,950$5,0004 bd4.5 ba2,696 sqft$1 /sqft$189 /mo all-in ↓

13760 STEVENSON LANE, ODESSA, FL, 33556

Active55 days on marketListed Jun 13, 2026MLS #TB8518250

Priced 99% below the ODESSA 33556 medianReduced $1KSingle Family ResidenceSTARKEY RANCH PH 1 PCLS 8 & 9

About this home

13760 STEVENSON LANE

Starkey Ranch Corner lot Model Home Call to schedule your private showing of this stunning former model home in the highly sought-after Starkey Ranch community. Showcasing exceptional upgrades and designer finishes throughout, this beautiful 4-bedroom, 4.5-bath home offers the perfect blend of elegance, comfort, and functionality. From the moment you enter, you'll appreciate the soaring ceilings, abundant natural light, and thoughtfully curated neutral finishes that create a warm and inviting atmosphere. The open-concept design seamlessly connects the Great Room, dining area, and gourmet kitchen, making it ideal for everyday living and entertaining. The kitchen is a chef's dream, featuring stainless steel appliances, gorgeous quartz countertops, decorative tile backsplash, cabinetry with crown molding, and a spacious pantry for all your storage needs. The gas stove is perfect for home chefs who appreciate precise cooking and performance. The covered extended lanai provides the perfect place to enjoy Florida's beautiful weather while overlooking the back patio. A first-floor guest suite with its own private bathroom offers comfort and privacy for visitors or multigenerational living. Upstairs, the oversized primary suite provides a relaxing retreat with room for a sitting area and a beautifully appointed en-suite bath with a spacious shower. An additional bedroom and conveniently located laundry room with extra cabinetry complete the second floor. One of the home's most unique features is the private fourth bedroom suite located above the garage. With its own entrance, wet bar, walk-in closet, and private bathroom, this versatile space is perfect for guests, a home office, college student, or extended family member. Adding even more value, the home features a newer roof equipped with solar panels that help keep energy costs predictable with a set electric payment. The gas water heater and gas stove provide additional efficiency and convenience, making this home as practical as it is beautiful. Located in Stansil Park within Starkey Ranch, residents enjoy miles of scenic trails, community pools, parks, playgrounds, and abundant recreational opportunities. You'll love being close to Publix, top-rated schools, and the library, while still being conveniently located near Tampa International Airport, shopping, dining, and Florida's beautiful Gulf Coast beaches. This exceptional home truly offers the Florida lifestyle you've been dreaming of. This is a home that stands out from the rest. Don't miss your opportunity to make it yours. Call today for your private tour.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,696

Sqft

0.11 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$1

Per sqft

Garden viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Solar Hot Water · Solar Hot Water Rented · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Solar

Outside & construction

ViewGarden
ParkingAssigned · Driveway · Garage Door Opener · Garage Faces Rear
ExteriorCourtyard · Private Entrance · Private Mailbox · Sidewalk

Community & fees

PetsBreed Restrictions, Dogs OK, Yes
CommunityClubhouse · Dog Park · Fitness Center · Playground · Pool · Racquetball · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic · Solar
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$189 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $138Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $138
Interest rate6.00%
Loan term

Estimated payment

$189/mo

Principal & interest$23
FHA mortgage insurance (est.)$2
Est. property taxes$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Odessa actives

$1 vs $271

Days on market

55 vs 46 typical

Where $1/sqft sits among the 202 Odessa actives

0 · this home
37
111
21
14
19
$1–111$111–220$220–329$329–438$438–548$548+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Starkey Ranch

Map of 13760 STEVENSON LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

Starkey Ranch — neighborhood snapshot

Population

5,445

Median age

40

Median income

$127,978

Median home value

$488,100

Avg household

3

Households w/ children

764

For the school run

Pasco County School District

ElementaryLongleaf Elementary School★★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$725K$717K

Odessa median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

116 of 202

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,950 $1K
Jun 13, 2026Listed at $5,000 · 55 days on market since
2020Built · STARKEY RANCH PH 1 PCLS 8 & 9

Reality check

What actually sold near 13760 STEVENSON LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13728 STEVENSON LANESold · Dec ’25

$500,000

13728 STEVENSON LANE · same community

4 bd · 4.5 ba · 2,631 sqft · $190/sqft · 44 DOM

13773 STANSIL AVENUESold · Apr ’26

$737,000

13773 STANSIL AVENUE · same community

4 bd · 3.5 ba · 2,612 sqft · $282/sqft · 1 DOM

13881 STANSIL AVENUESold · Feb ’26

$740,000

13881 STANSIL AVENUE · same community

4 bd · 3.5 ba · 2,612 sqft · $283/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13760 STEVENSON LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13760 STEVENSON LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

13760 STEVENSON LANE FAQs

What would the monthly payment be for 13760 STEVENSON LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 13760 STEVENSON LANE?+

The listing reports pets: Breed Restrictions, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $3,950, this home is listed about 99% below the Odessa median of $705,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13760 STEVENSON LANE?+

Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ODESSA 33556 market on paper

$3,950 is 99% below the ODESSA 33556 median of $662,000, and at $1/sqft it sits under the Odessa average of $355.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $5,000, now $3,950 — a $1K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Fonda Dillard. MLS #TB8518250.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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