David Ramirez
$679,900$750,0004 bd3 ba2,024 sqft$336 /sqft$4,447 /mo all-in ↓

22369 SOUTHSHORE DRIVE, LAND O LAKES, FL, 34639

Active60 days on marketListed Jun 13, 2026MLS #TB8518165

Reduced $70KWaterfrontPrivate poolSingle Family ResidenceLAKE PADGETT ESTATE/GROVE SHORE

About this home

22369 SOUTHSHORE DRIVE

Your dream oasis awaits! This beautifully remodeled pool home offers the perfect blend of luxury, privacy, and the ultimate Florida lifestyle. Arrive to a welcoming front porch with ample seating space and beautiful new pavers, creating the perfect spot for relaxing and enjoying the neighborhood ambiance, complemented by a spacious driveway featuring an extended parking pad for all your toys. Situated on a stunning, meticulously landscaped lot with no HOA restrictions. This property features exclusive access to the canal leading you to highly sought-after, ski-able East Lake. Bring your Boats and jet-ski's and park them at your private dock. Every inch of this residence has been thoughtfully updated for long-term peace of mind, featuring a 2019 roof, a 2022 A/C system, and 2022 fully paid-off solar panels. Combined with a private well and septic system, this home offers incredible efficiency, allowing you to easily park your boat or RV while eliminating water, sewer, and electric bills. Step inside to a bright, open floor plan featuring seamless new luxury vinyl plank flooring and modern baseboards throughout. The functional layout includes one bedroom conveniently located downstairs, offering the perfect setup for a guest suite, home office, or a private retreat for multi-generational living. The attention to detail is unmatched, down to the brand-new 2-panel interior doors, fresh framing, and contemporary hardware. The kitchen is a chef’s dream, completely renovated from top to bottom with premium wood cabinetry, gleaming quartz countertops, and a brand-new stainless steel appliance package. For ultimate comfort, all three bathrooms have been completely redesigned and updated with modern touches and chic fixtures. The home also includes a massive, versatile bonus room that serves as the perfect game room or home theater, opening up directly to a private, elevated deck that is ideal for morning coffee or evening cocktails. The outdoor living space is a true extension of the home, designed for entertaining and relaxation. You can dive right into summer with a completely resurfaced pool, complemented by a newly pavered back porch that offers a clean, stylish spot for lounging. The entire backyard provides ultimate privacy, enclosed by a brand-new vinyl fence and framed by beautiful landscaping that stays vibrant year-round thanks to an updated irrigation system. Lake Padgett Estates affords residents access to 3 ski lakes, 1 fishing lake & a 15 acre horse stable. It is incredibly rare to find a fully remodeled home with these high-ticket upgrades, ski lake access, and zero HOA restrictions in Land O' Lakes, making this a unique opportunity you do not want to miss.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,024

Sqft

0.4 ac

Lot size

2

Garage

1973

Year built

Two

Levels

$336

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Crown Molding · PrimaryBedroom Upstairs · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral · Solar

Outside & construction

RoofShingle
ConstructionBlock
FoundationConcrete Perimeter
FacesSouth
ParkingDriveway · Parking Pad
ExteriorFire Pit · Irrigation System · Lighting · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$4,361/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Solar · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,447 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property tax — 2025 actual bill$363
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,990
Interest rate6.00%
Loan term

Estimated payment

$4,447/mo

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property taxes (actual bill)$363
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Land O Lakes actives

$336 vs $205

Days on market

60 vs 44 typical

Where $336/sqft sits among the 400 Land O Lakes actives

115
137
64
43
13
28 · this home
$153–184$184–214$214–245$245–275$275–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Padgett Estates

Map of 22369 SOUTHSHORE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

Lake Padgett Estates — neighborhood snapshot

Population

2,759

Median age

50

Median income

$106,965

Median home value

$360,899

Avg household

3

Households w/ children

277

For the school run

Pasco County School District

ElementaryLake Myrtle Elementary School★★★★★
MiddleCharles S. Rushe Middle School★★★★
HighSunlake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

210 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $679,900 $70K
Jun 13, 2026Listed at $750,000 · 60 days on market since
1973Built · LAKE PADGETT ESTATE/GROVE SHORE

Reality check

What actually sold near 22369 SOUTHSHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1850 DAIQUIRI LANESold · Sep ’25

$660,000

1850 DAIQUIRI LANE

3 bd · 2.5 ba · 2,036 sqft · $324/sqft · 14 DOM

3238 SAGO POINT COURTSold · Sep ’25

$420,000

3238 SAGO POINT COURT

3 bd · 2 ba · 2,042 sqft · $206/sqft · 4 DOM

22454 WEEKS BOULEVARDSold · Dec ’25

$460,000

22454 WEEKS BOULEVARD

3 bd · 2 ba · 2,046 sqft · $225/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 22369 SOUTHSHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22369 SOUTHSHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

22369 SOUTHSHORE DRIVE FAQs

What would the monthly payment be for 22369 SOUTHSHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,447/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22369 SOUTHSHORE DRIVE?+

The most recent tax bill on record (2025) was $4,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 22369 SOUTHSHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $679,900, this home is listed about 60% above the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.

Which schools are assigned to 22369 SOUTHSHORE DRIVE?+

Lake Myrtle Elementary School (elementary), Charles S. Rushe Middle School (middle), Sunlake High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$679,900 runs 79% above the LAND O LAKES 34639 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lake Myrtle Elementary School, Charles S. Rushe Middle School, Sunlake High School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $750,000, now $679,900 — a $70K cut. The full history is in the market section below.

Listing courtesy of ARK REALTY · Johnny Galdos. MLS #TB8518165.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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