David Ramirez
$385,0004 bd2.5 ba2,280 sqft$169 /sqft$2,743 /mo all-in ↓

1560 MCCLELLAN ROAD, FROSTPROOF, FL, 33843

Active38 days on marketListed Jun 15, 2026MLS #TB8518147

Private poolManufactured HomeBEAR BAY HILL ESTATES

About this home

1560 MCCLELLAN ROAD

Discover the possibilities with this unique 3.66-acre property offering privacy, versatility, and room to grow. The front portion of the property features a beautifully cleared and open homesite, perfect for enjoying wide-open spaces, while the wooded rear acreage includes trails ideal for exploring, riding, recreation, or simply enjoying nature right in your own backyard. The property includes two mobile homes, creating an excellent opportunity for multi-generational living, guest accommodations, or potential rental income. The primary residence is complemented by a spacious screened porch constructed with durable 2x6 framing and features energy-efficient double-pane windows. The second home could benefit from some updating and TLC but offers tremendous potential as an in-law residence, guest house, or income-producing rental. Additional improvements include four covered carports providing ample space for vehicles, boats, RVs, or equipment, two storage sheds, an above-ground pool, two separate septic systems, and a private well. With plenty of room for toys, hobbies, animals, or future improvements, this property offers the freedom of country living while maintaining endless possibilities for personal use or investment. Whether you're seeking space to spread out, a property for extended family, or an opportunity to generate additional income, this versatile acreage is packed with potential.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,280

Sqft

3.66 ac

Lot size

1990

Year built

One

Levels

$169

Per sqft

Private poolFireplaceTrees/Woods viewNegotiable

Inside

FlooringHardwood
AppliancesCooktop · Dishwasher · Dryer · Microwave · Washer
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationPillar/Post/Pier
ViewTrees/Woods
FacesEast
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$1,756/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,743 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$146
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$2,743/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$146
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bear Bay Hills

Map of 1560 MCCLELLAN ROAD inside its neighborhood boundary

Drive times from this address

Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Frostproof. See the full Frostproof guide →

Bear Bay Hills — neighborhood snapshot

Population

180

Median age

47

Median income

$92,569

Median home value

$5,544

Avg household

3

Households w/ children

27%

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Frostproof market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$220K$245K

Frostproof median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 686% above the FROSTPROOF 33843 median. See the full Frostproof market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $385,000 · 38 days on market since
1990Built · BEAR BAY HILL ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1560 MCCLELLAN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1560 MCCLELLAN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1560 MCCLELLAN ROAD FAQs

What would the monthly payment be for 1560 MCCLELLAN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,743/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1560 MCCLELLAN ROAD?+

The most recent tax bill on record (2025) was $1,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Frostproof?+

At $385,000, this home is listed about 40% above the Frostproof median of $274,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1560 MCCLELLAN ROAD?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGILE GROUP REALTY · Rene Garcia. MLS #TB8518147.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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