622 EDGEWATER DRIVE UNIT 823, DUNEDIN, FL, 34698
Active42 days on marketListed Jun 11, 2026MLS #TB8518140
About this home
622 EDGEWATER DRIVE UNIT 823
Stunning top floor panoramic waterfront and sunset views in the heart of downtown Dunedin! This 3 BR/2 BA, 2030 sqft condo will wow you with its large living/dining great room. Split bedroom floor plan offers privacy and comfort for guests. The huge primary suite also has gorgeous water views. You will find tons of closet space and large custom built-ins. Laundry and private storage located directly across the hall. Carport, bike and kayak storage. The newly decorated lobby is a great gathering spot. Large waterfront heated pool with spa jets, parklike oasis with picnic facilities, two fishing piers, large clubhouse on the water includes banquet hall, kitchen, fitness center, ping pong, pool table, and poker. An active rec committee hosts weekly activities and special events for this 55+ community. This is a unique opportunity steps from charming Dunedin restaurants, shops, the Pinellas Trail, and the TD Ballpark.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,030
Sqft
0.29 ac
Lot size
1970
Year built
One
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,634 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,634/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Dunedin actives
$377 vs $297
Days on market
42 vs 51 typical
Where $377/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
155 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 155% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 622 EDGEWATER DRIVE UNIT 823
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
622 EDGEWATER DRIVE UNIT 123 · same community
0 bd · 1 ba · 630 sqft · $238/sqft · 23 DOM
Sold · Oct ’25$490,000
1136 GRANADA STREET
3 bd · 2 ba · 1,932 sqft · $254/sqft · 61 DOM
Sold · Mar ’26$499,000
1530 ERIN LANE
4 bd · 2 ba · 1,885 sqft · $265/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 622 EDGEWATER DRIVE UNIT 823 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 622 EDGEWATER DRIVE UNIT 823 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
622 EDGEWATER DRIVE UNIT 823 FAQs
What would the monthly payment be for 622 EDGEWATER DRIVE UNIT 823?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,634/mo — principal and interest, the actual property-tax bill, the $1,639/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 622 EDGEWATER DRIVE UNIT 823?+
The association fee works out to $1,639 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 622 EDGEWATER DRIVE UNIT 823?+
The most recent tax bill on record (2025) was $5,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 622 EDGEWATER DRIVE UNIT 823?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $765,000, this home is listed about 92% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 622 EDGEWATER DRIVE UNIT 823?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$765,000 runs 155% above the DUNEDIN 34698 median — but at 2,030 sqft it's also 72% larger than the typical Dunedin listing.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,639/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Brenda Rider. MLS #TB8518140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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