David Ramirez
Short-Term Rental Eligible
$150,000$175,0002 bd2 ba1,220 sqft$123 /sqft$2,080 /mo all-in ↓

1500 SUNSET ROAD UNIT A6, TARPON SPRINGS, FL, 34689

Active54 days on marketListed Jun 11, 2026MLS #TB8518065

Priced 51% below the TARPON SPRINGS 34689 medianReduced $25KCondominiumISLAND CLUB OF TARPON

About this home

1500 SUNSET ROAD UNIT A6

Welcome to Island Club of Tarpon Springs, where breathtaking Gulf views, coastal charm, and an unbeatable location create the perfect Florida lifestyle. Nestled near Sunset Beach and surrounded by peaceful mangroves, this 2-bedroom, 2 bath Condo offers a rare opportunity to own a waterfront retreat and make it your own. Inside, you’ll find a spacious and light-filled floor plan featuring wood-look flooring, large windows, and an enclosed balcony to sip your morning coffee on. The kitchen offers white cabinetry and a skylight that fills the space with natural light. While the home has many attractive features, it could benefit from some cosmetic updates and personal touches, making it a fantastic opportunity for buyers looking to add value and create their ideal coastal getaway. Upstairs are two generously sized bedrooms with walk-in closets, a full bathroom, and a convenient laundry area. Additional features include a covered carport and private storage area. Residents of Island Club enjoy an impressive array of amenities, including a community pool and spa, clubhouse with fitness center, tennis courts, kayak storage, dog-walking areas, and private Gulf access for launching kayaks and paddleboards. Located just minutes from Sunset Beach, Fred Howard Park, Downtown Tarpon Springs, and the historic Sponge Docks, you’ll enjoy easy access to local restaurants, shopping, entertainment, and annual community events. Whether you’re searching for a seasonal retreat, investment opportunity, or full-time residence, this home offers incredible potential in one of Tarpon Springs’ most desirable waterfront communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,220

Sqft

0 ac

Lot size

1984

Year built

Two

Levels

$123

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationBlock · Slab
FacesEast
ParkingAssigned · Covered · Guest · Under Building
ExteriorBalcony · Playground · Tennis Court(s)

Community & fees

HOA fee$850/mo
Taxes (2025)$1,452/yr
PetsBreed Restrictions
CommunityFishing · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,080 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$121
Condo fee — from the listing$850
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$2,080/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$121
HOA / condo fee$850
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$144KedgeAI estimate $286,371 · range $261K$350K$364K

vs edgeAI estimate

−47.6%

$/sqft vs Tarpon Springs actives

$123 vs $245

Days on market

54 vs 46 typical

Where $123/sqft sits among the 266 Tarpon Springs actives

52 · this home
73
75
25
16
25
$123–181$181–240$240–298$298–356$356–415$415+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIsland Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,973/mo median

MarketTarpon Springs
Annual gross at median$23,670
Gross yield on this price15.8%
Homes for rent right now66

Live Tarpon Springs rental listing data — this home’s rate depends on size, condition and furnishing.

The Englewood short-term market

▼ Softening

44%

Occupancy

▼ 20% yr/yr

$262

Avg nightly rate

▲ 23% yr/yr

$25K/yr

Revenue per listing

$128

RevPAR

62 days

Booking lead time

7.5 nights

Avg stay

6

Typical min nights

525

Active rentals

▲ 30% supply

Seasonality — monthly occupancy

Peaks at 66% in Feb · bottoms at 28% in Sep

48%
66%
65%
46%
39%
37%
46%
36%
28%
32%
37%
40%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Englewood — the projection above is specific to this home’s size.

Where it sits

Inside Island Club

Map of 1500 SUNSET ROAD UNIT A6 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Island Club is a short-term-rental community. See the full guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

143 of 266

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $25K
Jun 11, 2026Listed at $175,000 · 54 days on market since
1984Built · ISLAND CLUB OF TARPON

Reality check

What actually sold near 1500 SUNSET ROAD UNIT A6

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1500 SUNSET ROAD UNIT B4Sold · Sep ’25

$233,000

1500 SUNSET ROAD UNIT B4 · same community

2 bd · 1.5 ba · 1,170 sqft · $199/sqft · 61 DOM

1611 CROMWELL DRIVESold · Aug ’25

$331,000

1611 CROMWELL DRIVE

3 bd · 2 ba · 1,255 sqft · $264/sqft · 11 DOM

1304 CEDAR COURTSold · Nov ’25

$380,000

1304 CEDAR COURT

2 bd · 2 ba · 1,176 sqft · $323/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1500 SUNSET ROAD UNIT A6 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1500 SUNSET ROAD UNIT A6 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1500 SUNSET ROAD UNIT A6 FAQs

What would the monthly payment be for 1500 SUNSET ROAD UNIT A6?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,080/mo — principal and interest, the actual property-tax bill, the $850/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1500 SUNSET ROAD UNIT A6?+

The association fee works out to $850 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1500 SUNSET ROAD UNIT A6?+

The most recent tax bill on record (2025) was $1,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1500 SUNSET ROAD UNIT A6 be rented short-term?+

Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1500 SUNSET ROAD UNIT A6?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $150,000, this home is listed about 65% below the Tarpon Springs median of $429,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1500 SUNSET ROAD UNIT A6?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TARPON SPRINGS 34689 market on paper

$150,000 is 51% below the TARPON SPRINGS 34689 median of $303,799, and at $123/sqft it sits under the Tarpon Springs average of $264.

02Zoned for nightly rentals

Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Know the monthly fee

The association fee is $850/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $175,000, now $150,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Theresa Roman. MLS #TB8518065.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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