David Ramirez
$740,000$795,0005 bd4.5 ba3,450 sqft$214 /sqft$5,422 /mo all-in ↓

8908 BELLA VITA CIRCLE, LAND O LAKES, FL, 34637

Active57 days on marketListed Jun 12, 2026MLS #TB8518048

Reduced $55KPrivate poolSingle Family ResidenceCONNERTON VILLAGE 2 PRCL 201

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About this home

8908 BELLA VITA CIRCLE

***NEW PRICE***PRICED TO MOVE FAST***Welcome to this magazine-worthy residence in the highly sought-after gated enclave of Gardenia Glen within the award-winning Connerton community, where resort-style living and everyday comfort come together seamlessly. As an added benefit, landscape and lawn maintenance are included through the HOA, allowing for a truly low-maintenance lifestyle. Built by Taylor Morrison, this exceptional Kentwood III floor plan offers 3,450 square feet of thoughtfully designed living space, featuring five bedrooms, four-and-a-half bathrooms, and a versatile layout that effortlessly accommodates both entertaining and daily living. A private first-floor guest suite with its own en-suite bath provides the perfect retreat for visitors, extended family, or multigenerational living. At the heart of the home, the gourmet kitchen is designed to impress. An oversized granite island with seating for up to five serves as a natural gathering space, complemented by abundant cabinetry, generous counter space, and a spacious breakfast area ideal for casual dining and morning coffee. The open-concept design flows effortlessly into the expansive great room, where soaring ceilings, elegant coffered details, custom trim work, and designer wall accents create an atmosphere of timeless elegance and comfort. Large windows fill the home with natural light, enhancing the bright, airy feel and creating a seamless connection to the outdoor living spaces. Step outside to your own private backyard oasis, thoughtfully designed for year-round enjoyment. The covered lanai features a motorized retractable screen that can be adjusted to your preferred height at the touch of a button, providing the perfect balance of shade, privacy, and open-air living. Just steps away, the sparkling heated saltwater pool offers an idyllic setting for relaxing afternoons, entertaining guests, or soaking up Florida's sunshine in style. Upstairs, a spacious bonus room offers endless possibilities. Complete with a projector and screen, this flexible space can easily serve as a home theater, media room, game room, fitness studio, home office, or playroom—tailored to fit your lifestyle. Situated on a desirable larger corner lot within the gated Gardenia Glen neighborhood, this move-in-ready home offers a rare combination of privacy, elegance, and peace of mind, while still providing opportunities to add your own personal touches. Beyond the home, Connerton delivers an exceptional lifestyle experience. Residents enjoy access to multiple clubhouses, resort-style pools, beautifully maintained parks and gardens, scenic walking and biking trails, and picturesque ponds designed for non-motorized recreation. Whether you prefer an active lifestyle, outdoor adventure, or simply relaxing in a beautiful setting, Connerton offers something for everyone. Experience the perfect blend of luxury, comfort, and convenience in one of the area's most desirable communities. This extraordinary home is ready to welcome its next owner. Schedule your showing today.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,450

Sqft

0.24 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$214

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Siding
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorFire Pit · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$183/mo
Taxes (2025)$9,698/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,422 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,993
PMI (est., until 20% equity)$278
Property tax — 2025 actual bill$808
HOA fee — from the listing$183
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,000
Interest rate6.00%
Loan term

Estimated payment

$5,422/mo

Principal & interest$3,993
PMI (est., until 20% equity)$278
Property taxes (actual bill)$808
HOA / condo fee$183
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Land O Lakes actives

$214 vs $203

Days on market

57 vs 42 typical

Where $214/sqft sits among the 400 Land O Lakes actives

118
128
65 · this home
49
12
28
$154–183$183–212$212–241$241–271$271–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 8908 BELLA VITA CIRCLE

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34637 — neighborhood snapshot

Population

11,398

Median age

36.9

Median income

$114,328

Median home value

$385,700

Avg household

2.86

Households w/ children

1,491

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$423K$415K

Land O Lakes median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

211 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the LAND O LAKES 34637 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $740,000 $55K
Jun 12, 2026Listed at $795,000 · 57 days on market since
2016Built · CONNERTON VILLAGE 2 PRCL 201

Reality check

What actually sold near 8908 BELLA VITA CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8853 BELLA VITA CIRCLESold · Jun ’26

$650,000

8853 BELLA VITA CIRCLE · same community

4 bd · 3.5 ba · 3,378 sqft · $192/sqft · 44 DOM

8945 BELLA VITA CIRCLESold · Sep ’25

$695,000

8945 BELLA VITA CIRCLE · same community

4 bd · 3.5 ba · 3,378 sqft · $206/sqft · 97 DOM

8884 BELLA VITA CIRCLESold · Oct ’25

$647,000

8884 BELLA VITA CIRCLE · same community

5 bd · 4.5 ba · 3,786 sqft · $171/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8908 BELLA VITA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8908 BELLA VITA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8908 BELLA VITA CIRCLE FAQs

What would the monthly payment be for 8908 BELLA VITA CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,422/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8908 BELLA VITA CIRCLE?+

The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8908 BELLA VITA CIRCLE?+

The most recent tax bill on record (2025) was $9,698. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8908 BELLA VITA CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $740,000, this home is listed about 76% above the Land O Lakes median of $419,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8908 BELLA VITA CIRCLE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$740,000 runs 90% above the LAND O LAKES 34637 median — but at 3,450 sqft it's also 70% larger than the typical Land O Lakes listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $795,000, now $740,000 — a $55K cut. The full history is in the market section below.

Listing courtesy of HOMESMART · Cynthia Fannan. MLS #TB8518048.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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