David Ramirez
$2,679,000$2,750,0006 bd5.5 ba6,200 sqft$432 /sqft$16,465 /mo all-in ↓

3530 OLD KEYSTONE ROAD, TARPON SPRINGS, FL, 34688

Active49 days on marketListed Jun 16, 2026MLS #TB8518033

Reduced $71KPrivate poolSingle Family ResidenceEAST LAKE

About this home

3530 OLD KEYSTONE ROAD

Gorgeous Southern Estate nestled on five pristine acres, agriculturally zoned in North Pinellas, this extraordinary 6,200 square-foot modern farmhouse seamlessly blends timeless elegance with modern luxury. Designed for both refined living and exceptional entertaining, the estate offers six spacious bedrooms, five-and a half bath, and an impressive collection of indoor and outdoor amenities. The thoughtfully designed floor plan feature's a private executive office, a dedicated fitness room, a large theater room and a private -in law suite, providing flexibility for multi-generational living, remote work, and recreation, Throughout the home, three custom interior fireplaces create warm and inviting gathering spaces, while expansive living areas showcase craftsmanship comfort and sophistication. Equestrian enthusiasts and hobby farmers alike will appreciate the property's impressive six-stall barn, complete with hay room and tack room all thoughtfully designed to support a variety of agricultural and equestrian pursuits. the one-of-a-kind estate presents a rare opportunity to enjoy luxury farmhouse living, equestrian amenities, and endless possibilities while maintaining convenient access to the best of North Pinellas, including local horse trails, two local beaches and three A plus schools, this home has so many features like 11–20-foot ceilings, custom cabinets, custom built ins, wood beams pella window and doors. The outside pool area is like a private resort including a 18x36 heated saltwater pool with spa, tanning ledge and propane stone fireplace. This is a true one-of-a-kind home from the chef's kitchen to custom ceiling's; some furniture and decor can convey. roof 2023, exterior paint 2025, interior paint 2026 new pool pump, well pump

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

6,200

Sqft

5.04 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$432

Per sqft

Private poolFireplaceTrees/Woods viewNegotiable

Inside

FlooringCeramic Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Coffered Ceiling(s) · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
ViewTrees/Woods
FacesNorth
ExteriorBalcony · Fire Pit · Irrigation System · Private Entrance · Rain Gutters · RV Hookup

Community & fees

Taxes (2025)$10,134/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,465 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,456
PMI (est., until 20% equity)$1,005
Property tax — 2025 actual bill$845
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $267,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $267,900
Interest rate6.00%
Loan term

Estimated payment

$16,465/mo

Principal & interest$14,456
PMI (est., until 20% equity)$1,005
Property taxes (actual bill)$845
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tarpon Springs actives

$432 vs $245

Days on market

49 vs 46 typical

Where $432/sqft sits among the 268 Tarpon Springs actives

69
74
65
23
14
23 · this home
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 3530 OLD KEYSTONE ROAD

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34688 — neighborhood snapshot

Population

8,767

Median age

50.4

Median income

$111,090

Median home value

$477,100

Avg household

2.62

Households w/ children

894

For the school run

Pinellas County School District

ElementaryBrooker Creek Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

141 of 268

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 840% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,679,000 $71K
Jun 16, 2026Listed at $2,750,000 · 49 days on market since
2005Built · EAST LAKE

Reality check

What actually sold near 3530 OLD KEYSTONE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

610 SE 30th Dr, Homestead FL 33033Sold · Aug ’25

$490,000

610 SE 30th Dr, Homestead FL 33033 · same community

4 bd · 2 ba · 1,835 sqft · $267/sqft · 129 DOM

3337 CRESCENT OAKS BOULEVARDSold · Dec ’25

$860,000

3337 CRESCENT OAKS BOULEVARD

5 bd · 4 ba · 4,006 sqft · $215/sqft · 140 DOM

573 WHISPERING LAKES BOULEVARDSold · Aug ’25

$575,000

573 WHISPERING LAKES BOULEVARD

5 bd · 3 ba · 2,856 sqft · $201/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3530 OLD KEYSTONE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3530 OLD KEYSTONE ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

3530 OLD KEYSTONE ROAD FAQs

What would the monthly payment be for 3530 OLD KEYSTONE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,465/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3530 OLD KEYSTONE ROAD?+

The most recent tax bill on record (2025) was $10,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tarpon Springs?+

At $2,679,000, this home is listed about 523% above the Tarpon Springs median of $429,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3530 OLD KEYSTONE ROAD?+

Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,679,000 runs 840% above the TARPON SPRINGS 34688 median — but at 6,200 sqft it's also nearly 3 times the size of the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,750,000, now $2,679,000 — a $71K cut. The full history is in the market section below.

Listing courtesy of HOUSE RESIDENTIAL CO · Colleen Markonios. MLS #TB8518033.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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