David Ramirez
$439,000$459,0003 bd2.5 ba2,575 sqft$170 /sqft$3,783 /mo all-in ↓

5424 HAMMOCK VIEW LANE, APOLLO BEACH, FL, 33572

Active43 days on marketListed Jun 11, 2026MLS #TB8518028

Reduced $20KWaterfrontSingle Family ResidenceHARBOUR ISLES PH 1

About this home

5424 HAMMOCK VIEW LANE

$20K PRICE DROP from asking!! CHEAPEST house ON tHE BLOCK! BRING ALL OFFERS..VERY MOTIVATED SELLER!!! FULLY RENOVATED BRAND-NEW ROOF | LOW $100 HOA | POND VIEWS!! Welcome to this beautifully renovated 3-bedroom, 2.5-bath residence nestled on a quiet cul-de-sac within the sought-after Harbour Isles community. Thoughtfully updated from top to bottom, this move-in-ready home offers the perfect blend of modern style, functionality, and everyday comfort. Freshly painted inside and out, the home welcomes you through a stunning contemporary front door with privacy glass and into an expansive open-concept floor plan designed for both entertaining and everyday living. New luxury laminate flooring flows throughout the home, creating a seamless, carpet-free living experience. At the heart of the home is a beautifully redesigned kitchen featuring granite countertops, a designer backsplash, modern sink, stylish lighting, and a full suite of stainless steel appliances, including the refrigerator, range, dishwasher, and overhead microwave. The spacious layout offers endless possibilities for furniture placement and interior design. The first floor also features a versatile bonus room that can easily function as a home office, game room, media room, playroom, or additional living space to suit your lifestyle. Upstairs, you'll find an additional loft area offering even more flexibility for a second living area, workspace, fitness room, or study. The spacious primary suite serves as a private retreat with a large walk-in closet and a beautifully renovated spa-inspired bath showcasing a stunning walk-in shower with floor-to-ceiling tilework. Two additional bedrooms and a fully renovated guest bath complete the upper level. Additional upgrades include a renovated laundry room with washer and dryer included, new lighting fixtures, and ceiling fans installed throughout the home. Step outside to enjoy your oversized backyard with tranquil pond views and no rear neighbors. Whether enjoying your morning coffee or unwinding after a long day, the peaceful setting offers privacy and serenity rarely found at this price point. Residents of Harbour Isles enjoy access to exceptional resort-style amenities, including a clubhouse, community pool, fitness center, banquet room, basketball court, volleyball court, playground, and scenic community spaces. Ideally situated in a peaceful community setting while remaining close to shopping, dining, schools, and major commuter routes, this beautifully updated home offers incredible value and a lifestyle you'll love coming home to. Schedule your private showing today and experience the best of Harbour Isles living. **Virtually staged

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,575

Sqft

0.26 ac

Lot size

2

Garage

2008

Year built

Two

Levels

$170

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Slab
ViewWater
FacesSouthwest
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

HOA fee$8/mo
Taxes (2025)$10,037/yr
PetsYes
CommunityClubhouse · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,783 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$836
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,783/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$836
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$421KedgeAI estimate $609,662 · range $474K$707K$735K

vs edgeAI estimate

−28%

$/sqft vs HARBOUR ISLES PH 1

$170 vs $187

Days on market

43 vs 56 typical

Where $170/sqft sits among the 9 homes for sale in HARBOUR ISLES PH 1

1
1 · this home
3
0
2
2
$146–163$163–179$179–195$195–211$211–227$227+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 5424 HAMMOCK VIEW LANE

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

4 of 9

HARBOUR ISLES PH 1 have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $20K
Jun 11, 2026Listed at $459,000 · 43 days on market since
2008Built · HARBOUR ISLES PH 1

Reality check

What actually sold near 5424 HAMMOCK VIEW LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5409 HAMMOCK VIEW LANESold · Feb ’26

$450,000

5409 HAMMOCK VIEW LANE · same community

3 bd · 2.5 ba · 2,770 sqft · $162/sqft · 81 DOM

316 ROYAL BONNET DRIVESold · May ’26

$560,000

316 ROYAL BONNET DRIVE · same community

4 bd · 3 ba · 2,371 sqft · $236/sqft · 168 DOM

5405 CORAL SHELL WAYSold · May ’26

$625,000

5405 CORAL SHELL WAY · same community

4 bd · 3 ba · 2,326 sqft · $269/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5424 HAMMOCK VIEW LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5424 HAMMOCK VIEW LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5424 HAMMOCK VIEW LANE FAQs

What would the monthly payment be for 5424 HAMMOCK VIEW LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,783/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5424 HAMMOCK VIEW LANE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5424 HAMMOCK VIEW LANE?+

The most recent tax bill on record (2025) was $10,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5424 HAMMOCK VIEW LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $439,000, this home is listed about 10% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5424 HAMMOCK VIEW LANE?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Neyshika Tellis. MLS #TB8518028.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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