37513 CAMPO AVENUE, ZEPHYRHILLS, FL, 33541
Active57 days on marketListed Jun 11, 2026MLS #TB8518024
About this home
37513 CAMPO AVENUE
"Turnkey Furnished Opportunity! This meticulously maintained home is now being sold fully furnished as shown, offering ultimate convenience for the next owner..."Welcome to your ideal Florida retreat at 37513 Campo Ave, situated in the highly coveted, 55+ resident-owned co-op of Spanish Trails West. Say goodbye to expensive monthly lot rent! Here, you own the land outright, keeping your recurring expenses incredibly low with a modest $142 monthly HOA that generously bundles high-speed internet, cable TV, trash removal, and complete lawn maintenance. This immaculate, manufactured residence delivers complete peace of mind through major property upgrades. Structural features include energy-saving double-pane windows, protective window awnings, rubber coated roof, modern water heater, and a powerful central air conditioning system upgraded with specialized anti-bacterial lighting. Golf cart will also be included! Step inside to discover an expansive, open-concept living space highlighted by elevated vaulted ceilings, flawless smooth-finish drywall, and elegant crown molding accents. High-traffic areas feature durable laminate floors, transitioning seamlessly to real wood-look tile in the kitchen and waterproof vinyl planking in the bathrooms. Designed for privacy, the split-bedroom floor plan positions the main suite on its own side of the house, complete with a sprawling walk-in closet, space for an office corner, and a customized ensuite bathroom showcasing sliding barn doors and a tiled walk-in shower. On the opposite side, your guests will enjoy a second bedroom with its own walk-in closet right next to a full shower-and-tub bathroom. Year-round relaxation awaits in the bright Florida room, fully climate-controlled with its own dedicated portable AC unit. Outdoors, the property charms with lush tropical landscaping, solar exterior lights, productive backyard fruit trees, and a separate utility storage room. As part of the active Spanish Trails West Co-op, you gain exclusive access to a heated community pool, a bustling clubhouse, tennis, pickleball, indoor shuffleboard, and a fenced dog park. Best of all, the community provides a secure, gated storage lot to park your RV, boat, or utility trailer at no extra cost! Positioned less than one mile from the local shopping plazas, emergency medical centers, and all other possible daily needs, this turnkey property is a must-see. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,242
Sqft
0.11 ac
Lot size
2006
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,862 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs Zephyrhills actives
$169 vs $176
Days on market
57 vs 47 typical
Where $169/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
204 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37513 CAMPO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$140,000
37501 CAMPO AVENUE · same community
2 bd · 2 ba · 1,296 sqft · $108/sqft · 29 DOM
Sold · Jun ’26$110,000
37707 EL SOL AVENUE · same community
3 bd · 2 ba · 1,296 sqft · $85/sqft · 193 DOM
Sold · May ’26$204,900
7039 SIESTA STREET · same community
2 bd · 2 ba · 1,144 sqft · $179/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 37513 CAMPO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37513 CAMPO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
37513 CAMPO AVENUE FAQs
What would the monthly payment be for 37513 CAMPO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,862/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 37513 CAMPO AVENUE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 37513 CAMPO AVENUE?+
The most recent tax bill on record (2025) was $2,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37513 CAMPO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $210,000, this home is listed about 34% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37513 CAMPO AVENUE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REUTIMANN REALTY · Xavier Nerys. MLS #TB8518024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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